Authorize.net vs Dwolla

Struggling to choose between Authorize.net and Dwolla? Both products offer unique advantages, making it a tough decision.

Authorize.net is a Business & Commerce solution with tags like payment-gateway, credit-card-payments, online-payments, transaction-reporting, fraud-detection.

It boasts features such as Online payment gateway, Credit card and electronic check payments, Recurring billing, Fraud detection, Payment authorization, Transaction reporting and pros including Widely used and trusted payment gateway, Robust fraud detection and security features, Supports a wide range of payment methods, Customizable and flexible for different business needs, Detailed reporting and analytics.

On the other hand, Dwolla is a Business & Commerce product tagged with money-transfer, bank-transfers, low-fees, payment-platform.

Its standout features include Bank transfers, ACH payments, White label payments, Automated payments, Mass payouts, Custom integrations, and it shines with pros like Low flat fees, Fast bank transfers, Secure platform, Simple integration, Good for recurring payments.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

Authorize.net

Authorize.net

Authorize.net is an online payment gateway that allows businesses to accept credit card and electronic check payments through their website. It offers features like recurring billing, fraud detection, payment authorization, and transaction reporting.

Categories:
payment-gateway credit-card-payments online-payments transaction-reporting fraud-detection

Authorize.net Features

  1. Online payment gateway
  2. Credit card and electronic check payments
  3. Recurring billing
  4. Fraud detection
  5. Payment authorization
  6. Transaction reporting

Pricing

  • Subscription-Based

Pros

Widely used and trusted payment gateway

Robust fraud detection and security features

Supports a wide range of payment methods

Customizable and flexible for different business needs

Detailed reporting and analytics

Cons

Relatively high transaction fees compared to some competitors

Can be complex to set up and integrate for some businesses

Limited support for international payments and currencies

Requires a merchant account in addition to the gateway


Dwolla

Dwolla

Dwolla is a financial technology company that offers an online payment platform to transfer money between banks and businesses for a low flat fee. It allows fast and secure bank transfers without the high fees of services like PayPal or credit cards.

Categories:
money-transfer bank-transfers low-fees payment-platform

Dwolla Features

  1. Bank transfers
  2. ACH payments
  3. White label payments
  4. Automated payments
  5. Mass payouts
  6. Custom integrations

Pricing

  • Freemium
  • Subscription-Based

Pros

Low flat fees

Fast bank transfers

Secure platform

Simple integration

Good for recurring payments

Cons

Limited payment options

Less known than PayPal

Must link bank account

US only