Monese vs OnJuno

Struggling to choose between Monese and OnJuno? Both products offer unique advantages, making it a tough decision.

Monese is a Online Services solution with tags like banking, money-transfer, current-accounts.

It boasts features such as Mobile app and web interface, Multi-currency account, Debit card included, Easy money transfers, Bill payments, Overdraft facility, Joint accounts, Apple Pay and Google Pay and pros including Fast and easy account setup, No proof of address needed, Great for expats and migrants, Low fees, Good exchange rates, Helpful customer service.

On the other hand, OnJuno is a Finance product tagged with banking, budgeting, mobile-banking.

Its standout features include Mobile banking app, Checking accounts with no monthly fees, Savings accounts with no minimum balance, Automated budgeting tools, Access to large ATM network, Cashback rewards program, and it shines with pros like User-friendly mobile interface, No monthly fees or minimum balances, Automated budgeting helps manage finances, Large ATM network provides good access to cash, Cashback rewards help earn money back.

Feature	Monese	OnJuno
Overall Score	N/A	N/A
Primary Category	Online Services	Finance

Product Overview

Monese

Description: Monese is an online banking service that provides easy to use current accounts and money transfer options for people living abroad. It allows opening an account quickly without proof of address.

OnJuno

Description: OnJuno is an alternative to traditional banks that provides an integrated banking experience through its mobile app. It offers checking and savings accounts with no monthly fees or minimum balances, automated budgeting tools, access to a large ATM network, and cashback rewards.

Key Features Comparison

Monese Features

• Mobile app and web interface
• Multi-currency account
• Debit card included
• Easy money transfers
• Bill payments
• Overdraft facility
• Joint accounts
• Apple Pay and Google Pay

OnJuno Features

• Mobile banking app
• Checking accounts with no monthly fees
• Savings accounts with no minimum balance
• Automated budgeting tools
• Access to large ATM network
• Cashback rewards program

Pros & Cons Analysis

Monese

Pros

• Fast and easy account setup
• No proof of address needed
• Great for expats and migrants
• Low fees
• Good exchange rates
• Helpful customer service

Cons

• Limited ATM withdrawals
• No checks or deposits
• No savings or investment products
• Limited physical branches

OnJuno

Pros

• User-friendly mobile interface
• No monthly fees or minimum balances
• Automated budgeting helps manage finances
• Large ATM network provides good access to cash
• Cashback rewards help earn money back

Cons

• Not a full-service bank (lacks some products)
• App-only (no web access)
• Small bank (less assets than large banks)
• Limited branch locations

Pricing Comparison

Monese

• Freemium
• Subscription-Based

OnJuno

• Freemium