OnJuno vs Monese

Struggling to choose between OnJuno and Monese? Both products offer unique advantages, making it a tough decision.

OnJuno is a Finance solution with tags like banking, budgeting, mobile-banking.

It boasts features such as Mobile banking app, Checking accounts with no monthly fees, Savings accounts with no minimum balance, Automated budgeting tools, Access to large ATM network, Cashback rewards program and pros including User-friendly mobile interface, No monthly fees or minimum balances, Automated budgeting helps manage finances, Large ATM network provides good access to cash, Cashback rewards help earn money back.

On the other hand, Monese is a Online Services product tagged with banking, money-transfer, current-accounts.

Its standout features include Mobile app and web interface, Multi-currency account, Debit card included, Easy money transfers, Bill payments, Overdraft facility, Joint accounts, Apple Pay and Google Pay, and it shines with pros like Fast and easy account setup, No proof of address needed, Great for expats and migrants, Low fees, Good exchange rates, Helpful customer service.

Feature	OnJuno	Monese
Overall Score	N/A	N/A
Primary Category	Finance	Online Services

Product Overview

OnJuno

Description: OnJuno is an alternative to traditional banks that provides an integrated banking experience through its mobile app. It offers checking and savings accounts with no monthly fees or minimum balances, automated budgeting tools, access to a large ATM network, and cashback rewards.

Monese

Description: Monese is an online banking service that provides easy to use current accounts and money transfer options for people living abroad. It allows opening an account quickly without proof of address.

Key Features Comparison

OnJuno Features

• Mobile banking app
• Checking accounts with no monthly fees
• Savings accounts with no minimum balance
• Automated budgeting tools
• Access to large ATM network
• Cashback rewards program

Monese Features

• Mobile app and web interface
• Multi-currency account
• Debit card included
• Easy money transfers
• Bill payments
• Overdraft facility
• Joint accounts
• Apple Pay and Google Pay

Pros & Cons Analysis

OnJuno

Pros

• User-friendly mobile interface
• No monthly fees or minimum balances
• Automated budgeting helps manage finances
• Large ATM network provides good access to cash
• Cashback rewards help earn money back

Cons

• Not a full-service bank (lacks some products)
• App-only (no web access)
• Small bank (less assets than large banks)
• Limited branch locations

Monese

Pros

• Fast and easy account setup
• No proof of address needed
• Great for expats and migrants
• Low fees
• Good exchange rates
• Helpful customer service

Cons

• Limited ATM withdrawals
• No checks or deposits
• No savings or investment products
• Limited physical branches

Pricing Comparison

OnJuno

• Freemium

Monese

• Freemium
• Subscription-Based