Splitwise vs Spend Together

Struggling to choose between Splitwise and Spend Together? Both products offer unique advantages, making it a tough decision.

Splitwise is a Online Services solution with tags like expense-sharing, bill-splitting, iou-tracking, roommate-expenses, couple-expenses, group-expenses.

It boasts features such as Track shared expenses and balances owed, Organize expenses into groups and categories, Automatic expense splitting and IOU tracking, Mobile and desktop apps for easy access, Reminders for upcoming payments, Expense history and reporting, Integrations with other financial apps and pros including Free to use for basic features, Simplifies expense tracking for groups, Syncs across devices for convenience, Intuitive and user-friendly interface, Supports a variety of expense types.

On the other hand, Spend Together is a Business & Commerce product tagged with personal-finance, budgeting, expense-tracking, financial-goals.

Its standout features include Shared expense management, Joint budgeting, Automatic transaction categorization, Spending insights and reports, Simplified financial communication between partners, and it shines with pros like Helps couples manage finances collaboratively, Saves time with automated features, Provides visibility into shared spending, Facilitates financial discussions between partners.

Feature	Splitwise	Spend Together
Overall Score	N/A	N/A
Primary Category	Online Services	Business & Commerce

Product Overview

Splitwise

Description: Splitwise is a free online tool that helps groups of people share expenses and track balances owed. It allows roommates, couples, groups of friends, family members, and others to easily track shared bills, rent, vacations, event costs and more. The interface is user-friendly and it syncs across mobile and desktop.

Spend Together

Description: Spend Together is a personal finance app that allows couples to manage shared expenses, set budgets, track spending, and achieve financial goals together. It syncs accounts, automatically categorizes transactions, provides spending insights, and simplifies financial conversations between partners.

Key Features Comparison

Splitwise Features

• Track shared expenses and balances owed
• Organize expenses into groups and categories
• Automatic expense splitting and IOU tracking
• Mobile and desktop apps for easy access
• Reminders for upcoming payments
• Expense history and reporting
• Integrations with other financial apps

Spend Together Features

• Shared expense management
• Joint budgeting
• Automatic transaction categorization
• Spending insights and reports
• Simplified financial communication between partners

Pros & Cons Analysis

Splitwise

Pros

• Free to use for basic features
• Simplifies expense tracking for groups
• Syncs across devices for convenience
• Intuitive and user-friendly interface
• Supports a variety of expense types

Cons

• Limited features in the free version
• Requires all group members to use the app
• No advanced budgeting or financial planning tools
• Potential privacy concerns with shared expenses

Spend Together

Pros

• Helps couples manage finances collaboratively
• Saves time with automated features
• Provides visibility into shared spending
• Facilitates financial discussions between partners

Cons

• Limited support for individual financial goals
• Requires both partners to use the app
• Potential privacy concerns for shared financial information

Pricing Comparison

Splitwise

• Free
• Freemium

Spend Together

• Freemium