Western Union vs Xoom

Struggling to choose between Western Union and Xoom? Both products offer unique advantages, making it a tough decision.

Western Union is a Business & Commerce solution with tags like remittance, wire-transfer, money-order.

It boasts features such as Global money transfer network, Domestic and international money transfers, Agent locations for in-person transactions, Online money transfer service, Bill payment services, Mobile app for easy access, Foreign exchange services and pros including Extensive global reach with a vast network of agent locations, Reliable and secure money transfer service, Convenient options for in-person and online transactions, Ability to transfer money to a wide range of countries, Additional services like bill payments and foreign exchange.

On the other hand, Xoom is a Online Services product tagged with remittance, international-money-transfer, paypal.

Its standout features include Send money abroad, Track transfers, Set up recurring transfers, Receive money, Mobile app, Available in many countries, and it shines with pros like Fast money transfers, Competitive exchange rates, Many payout options, Strong security measures, User-friendly interface, Good customer service.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

Western Union

Western Union

Western Union is a financial services company that specializes in money transfers and payments. It offers services for sending money domestically and internationally through its global network of agent locations and online money transfer service.

Categories:
remittance wire-transfer money-order

Western Union Features

  1. Global money transfer network
  2. Domestic and international money transfers
  3. Agent locations for in-person transactions
  4. Online money transfer service
  5. Bill payment services
  6. Mobile app for easy access
  7. Foreign exchange services

Pricing

  • Pay-As-You-Go

Pros

Extensive global reach with a vast network of agent locations

Reliable and secure money transfer service

Convenient options for in-person and online transactions

Ability to transfer money to a wide range of countries

Additional services like bill payments and foreign exchange

Cons

Relatively high fees compared to some competitors

Limited transparency on exchange rates and fees

Potential language and cultural barriers for some users

Slower transaction times compared to digital-only money transfer services


Xoom

Xoom

Xoom is a money transfer service owned by PayPal that allows users to securely and quickly send money abroad to recipients in over 130 countries. Xoom facilitates international money transfers through cash pickups, bank deposits, and home delivery.

Categories:
remittance international-money-transfer paypal

Xoom Features

  1. Send money abroad
  2. Track transfers
  3. Set up recurring transfers
  4. Receive money
  5. Mobile app
  6. Available in many countries

Pricing

  • Subscription-Based

Pros

Fast money transfers

Competitive exchange rates

Many payout options

Strong security measures

User-friendly interface

Good customer service

Cons

High fees compared to competitors

Account verification can take time

Limited payment methods

No option to cancel transfers