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Öffi vs Settle Up

Professional comparison and analysis to help you choose the right software solution for your needs.

Öffi icon
Öffi
Settle Up icon
Settle Up

Öffi vs Settle Up: The Verdict

⚡ Summary:

Öffi: Öffi is a free and open-source public transport app for Android and iOS. It allows users to search for routes, see departure times, and navigate using public transportation in cities around the world.

Settle Up: Settle Up is a free personal finance app that makes it easy to track shared expenses, balances, and payments with friends, family, roommates, or anyone else. It simplifies splitting bills, tracking IOUs, and figuring out who owes who money.

Both tools serve their respective audiences. Compare the features, pricing, and user ratings above to determine which best fits your needs.

Last updated: May 2026 · Comparison by Sugggest Editorial Team

Feature Öffi Settle Up
Sugggest Score — —
Category Travel & Location Home & Family
Pricing Open Source —

Product Overview

Öffi
Öffi

Description: Öffi is a free and open-source public transport app for Android and iOS. It allows users to search for routes, see departure times, and navigate using public transportation in cities around the world.

Type: software

Pricing: Open Source

Settle Up
Settle Up

Description: Settle Up is a free personal finance app that makes it easy to track shared expenses, balances, and payments with friends, family, roommates, or anyone else. It simplifies splitting bills, tracking IOUs, and figuring out who owes who money.

Type: software

Key Features Comparison

Öffi
Öffi Features
  • Search for public transport routes
  • See real-time departure times
  • Get notifications for departures and delays
  • Works offline
  • Navigation and trip planning
  • Access schedules for buses, trains, trams, metros, ferries
  • Covers many major cities worldwide
Settle Up
Settle Up Features
  • Track shared expenses
  • Split bills
  • Track IOUs
  • Track balances and payments
  • Figure out who owes who money

Pros & Cons Analysis

Öffi
Öffi

Pros

  • Free and open source
  • No ads or hidden costs
  • Very fast and responsive
  • Clean, intuitive interface
  • Real-time data for many cities
  • Good coverage of public transport in major cities
  • Works offline once data downloaded
  • Actively developed and maintained

Cons

  • Limited coverage in some smaller cities
  • Route planning could be improved
  • No crowdsourced real-time data
  • Data not always fully up-to-date
  • iOS version lacks a widget
Settle Up
Settle Up

Pros

  • Free
  • Easy to use
  • Good for tracking shared expenses
  • Helpful for splitting bills and tracking IOUs

Cons

  • Limited features compared to paid finance apps
  • Not ideal for complex finances
  • Requires other parties to use the app as well

Pricing Comparison

Öffi
Öffi
  • Open Source
Settle Up
Settle Up
  • Not listed

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Learn More About Each Product

Öffi
Öffi
Reviews, pricing & alternatives →
Settle Up
Settle Up
Reviews, pricing & alternatives →

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