Authorize.net vs Stripe

Struggling to choose between Authorize.net and Stripe? Both products offer unique advantages, making it a tough decision.

Authorize.net is a Business & Commerce solution with tags like payment-gateway, credit-card-payments, online-payments, transaction-reporting, fraud-detection.

It boasts features such as Online payment gateway, Credit card and electronic check payments, Recurring billing, Fraud detection, Payment authorization, Transaction reporting and pros including Widely used and trusted payment gateway, Robust fraud detection and security features, Supports a wide range of payment methods, Customizable and flexible for different business needs, Detailed reporting and analytics.

On the other hand, Stripe is a Business & Commerce product tagged with payments, ecommerce, billing, credit-cards, online-payments.

Its standout features include Online payment processing, Accept payments over the internet, Provides technical, fraud prevention, and banking infrastructure, Easy-to-use APIs, Excellent documentation, and it shines with pros like Simplifies payment processing, Scalable and flexible platform, Robust security features, Detailed reporting and analytics, International payment support.

Feature	Authorize.net	Stripe
Overall Score	N/A	1
Primary Category	Business & Commerce	Business & Commerce

Product Overview

Authorize.net

Description: Authorize.net is an online payment gateway that allows businesses to accept credit card and electronic check payments through their website. It offers features like recurring billing, fraud detection, payment authorization, and transaction reporting.

Stripe

Description: Stripe is an online payment processing service that allows individuals and businesses to accept payments over the Internet. It provides the technical, fraud prevention, and banking infrastructure required to operate online payment systems. Stripe aims to simplify payment processing with easy-to-use APIs and excellent documentation.

Key Features Comparison

Authorize.net Features

• Online payment gateway
• Credit card and electronic check payments
• Recurring billing
• Fraud detection
• Payment authorization
• Transaction reporting

Stripe Features

• Online payment processing
• Accept payments over the internet
• Provides technical, fraud prevention, and banking infrastructure
• Easy-to-use APIs
• Excellent documentation

Pros & Cons Analysis

Authorize.net

Pros

• Widely used and trusted payment gateway
• Robust fraud detection and security features
• Supports a wide range of payment methods
• Customizable and flexible for different business needs
• Detailed reporting and analytics

Cons

• Relatively high transaction fees compared to some competitors
• Can be complex to set up and integrate for some businesses
• Limited support for international payments and currencies
• Requires a merchant account in addition to the gateway

Stripe

Pros

• Simplifies payment processing
• Scalable and flexible platform
• Robust security features
• Detailed reporting and analytics
• International payment support

Cons

• Transaction fees can be high for small businesses
• Limited customization options
• Potential for account freezes or termination
• Lack of in-person payment options

Pricing Comparison

Authorize.net

• Subscription-Based

Stripe

• Pay-As-You-Go