Stripe
Stripe is an online payment processing service that allows individuals and businesses to accept payments over the Internet. It provides the technical, fraud prevention, and banking infrastructure required to operate online payment systems. Stripe aims to simplify payment processi
Stripe: Online Payment Processing Service
Payment processing service allowing individuals and businesses to accept payments online, with APIs, fraud prevention, and banking infrastructure for a simplified payment process.
What is Stripe?
Stripe is an online payment processing service launched in 2011 that allows both individuals and businesses to accept and make payments over the Internet. Stripe provides the technical, fraud prevention, and banking infrastructure required to operate online payment systems.
Some key features of Stripe include:
- Easy-to-use APIs and excellent documentation to integrate Stripe services into websites and apps
- Support for accepting and processing credit and debit card payments in over 135 currencies
- Fraud protection and prevention tools such as machine learning algorithms to detect suspicious transactions
- Ability to create subscriptions, invoicing, marketplace payments, and more
- Stripe Radar to detect and prevent fraud using machine learning
- Atlas to help new companies incorporate and accept payments
- Extensive analytics on transactions, customers, revenue, and other business metrics
Stripe aims to provide a complete payment platform to simplify transactional business operations so companies can focus on their core business. With low pricing and no setup costs, Stripe is used by small startups through to large enterprise businesses such as Salesforce, Facebook, Lyft, and many more.
Stripe Features
Features
- Online payment processing
- Accept payments over the internet
- Provides technical, fraud prevention, and banking infrastructure
- Easy-to-use APIs
- Excellent documentation
Pricing
- Pay-As-You-Go
Pros
Simplifies payment processing
Scalable and flexible platform
Robust security features
Detailed reporting and analytics
International payment support
Cons
Transaction fees can be high for small businesses
Limited customization options
Potential for account freezes or termination
Lack of in-person payment options
Official Links
Reviews & Ratings
Login to Review3.9
★
★
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★
28 reviews
Rating Breakdown
Ease of Use
★
★
★
★
★
4.2
Features
★
★
★
★
★
4.8
Value for Money
★
★
★
★
★
3.5
Customer Support
★
★
★
★
★
3.0
Overall Experience
★
★
★
★
★
3.7
Recent Reviews
C
Chris Davis
Apr 18, 2026
★
★
★
★
★
Powerful, but a real headache for smaller operations
The developer tools and documentation are top-notch, but for a small business owner like me, it's been a nightmare. I've had funds held for months with little to no explanation, and reaching a human for support feels impossible. The fees …
S
Sarah Johnson
Apr 15, 2026
★
★
★
★
★
Developer-Friendly Payment Powerhouse
Integrating Stripe into our e-commerce platform was surprisingly straightforward thanks to their excellent documentation and clean APIs. The dashboard is intuitive for our finance team to manage transactions and subscriptions, and we've had zero downtime or major issues in two …
S
Sage Allen
Apr 12, 2026
★
★
★
★
★
Developer-Friendly but Financially Frustrating
While Stripe's API and documentation are genuinely excellent for developers, their opaque fee structure and unpredictable holds on funds have been a nightmare for our small business. We've had payments held for weeks without clear explanation, and their customer support …
Skyler Hall
Apr 12, 2026
★
★
★
★
★
Powerful but perplexing
Stripe's API is incredibly robust and once you're up and running, it's rock-solid for processing payments. However, the initial setup and understanding the fee structure can be a headache for smaller businesses, and getting a clear answer from support on …
S
Skyler Smith
Apr 11, 2026
★
★
★
★
★
Developer-friendly but merchant-unfriendly
While Stripe's API is well-documented and easy to integrate, their merchant policies have caused major headaches. We had a sudden account suspension without clear explanation, and customer support was slow to respond with generic answers. The 7-day rolling reserve they …
Rating Distribution
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