Cardinity vs Stripe

Struggling to choose between Cardinity and Stripe? Both products offer unique advantages, making it a tough decision.

Cardinity is a Business & Commerce solution with tags like payments, credit-cards, debit-cards, online-payments, payment-gateway.

It boasts features such as Accepts payments from credit/debit cards and popular local payment methods, Has a simple setup process, No monthly fees or hidden charges, Supports recurring payments and subscriptions, Offers a virtual terminal to manually enter payments, Provides a hosted payment page to collect payments on your site, Includes a payment API to integrate payments into your systems, Enables tokenization for secure card storage, Offers fraud prevention tools and 3D Secure and pros including Easy to set up and use, No monthly fees or contracts, Competitive transaction rates, Supports many payment methods, Hosted payment pages for quick implementation, Recurring billing and subscription tools, Fraud prevention features.

On the other hand, Stripe is a Business & Commerce product tagged with payments, ecommerce, billing, credit-cards, online-payments.

Its standout features include Online payment processing, Accept payments over the internet, Provides technical, fraud prevention, and banking infrastructure, Easy-to-use APIs, Excellent documentation, and it shines with pros like Simplifies payment processing, Scalable and flexible platform, Robust security features, Detailed reporting and analytics, International payment support.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

Cardinity

Cardinity

Cardinity is an online payment gateway that allows businesses to accept payments online. It supports credit/debit cards, popular local payment methods, and has a simple setup with no monthly fees or hidden charges.

Categories:
payments credit-cards debit-cards online-payments payment-gateway

Cardinity Features

  1. Accepts payments from credit/debit cards and popular local payment methods
  2. Has a simple setup process
  3. No monthly fees or hidden charges
  4. Supports recurring payments and subscriptions
  5. Offers a virtual terminal to manually enter payments
  6. Provides a hosted payment page to collect payments on your site
  7. Includes a payment API to integrate payments into your systems
  8. Enables tokenization for secure card storage
  9. Offers fraud prevention tools and 3D Secure

Pricing

  • Pay-As-You-Go

Pros

Easy to set up and use

No monthly fees or contracts

Competitive transaction rates

Supports many payment methods

Hosted payment pages for quick implementation

Recurring billing and subscription tools

Fraud prevention features

Cons

Limited reporting compared to some gateways

No support for invoices or accounting integration

Lacks some advanced features like split payments

Primarily serves European businesses

Smaller company than leading gateways


Stripe

Stripe

Stripe is an online payment processing service that allows individuals and businesses to accept payments over the Internet. It provides the technical, fraud prevention, and banking infrastructure required to operate online payment systems. Stripe aims to simplify payment processing with easy-to-use APIs and excellent documentation.

Categories:
payments ecommerce billing credit-cards online-payments

Stripe Features

  1. Online payment processing
  2. Accept payments over the internet
  3. Provides technical, fraud prevention, and banking infrastructure
  4. Easy-to-use APIs
  5. Excellent documentation

Pricing

  • Pay-As-You-Go

Pros

Simplifies payment processing

Scalable and flexible platform

Robust security features

Detailed reporting and analytics

International payment support

Cons

Transaction fees can be high for small businesses

Limited customization options

Potential for account freezes or termination

Lack of in-person payment options