What is MONEI?
MONEI is an open-source, cross-platform personal finance manager and budgeting application. Developed by a community of volunteers, MONEI is designed to help users gain control over their finances by tracking all income, expenses, account balances, budgets, goals, and investments in one place.
Key features of MONEI include:
- Bank connectivity and automatic transaction import from over 16,000 financial institutions
- Powerful reporting and analytics to visualize spending habits
- Envelope-style budgeting with notifications when close to overspending
- Debt management tools and amortization schedules
- Investment tracking with support for stocks, funds, and cryptocurrencies
- Flexible categorization rules to auto-categorize transactions
- Accepts CSV, OFX, QFX, and QIF file imports
- Available on Windows, macOS, Linux, Android and iOS
As an open-source project, MONEI benefits from constant community code contributions and security audits. Users own and control their financial data as MONEI stores all data locally by default. The active user forums provide tips for maximizing the software.
For those seeking a comprehensive personal finance tool with an emphasis on budgeting and money management, MONEI is an excellent free option to consider.