Bluebird by American Express vs GoBank

Struggling to choose between Bluebird by American Express and GoBank? Both products offer unique advantages, making it a tough decision.

Bluebird by American Express is a Business & Commerce solution with tags like prepaid-card, debit-card, money-management, direct-deposit, pay-bills, atm-access.

It boasts features such as Free direct deposits, Check cashing, Online bill payment, Money transfers between cards, ATM access and pros including No monthly fees, No minimum balance requirement, Ability to manage money online and on mobile, Free access to in-network ATMs.

On the other hand, GoBank is a Business & Commerce product tagged with mobile-banking, online-banking, atm-access.

Its standout features include Mobile banking app, FDIC insured checking & savings accounts, Fee-free overdraft up to $50, ATM fee reimbursements, Photo check deposit, Person-to-person payments, Bill pay, Goal setting & budgeting tools, and it shines with pros like User-friendly mobile interface, No monthly fees, No minimum balance, Fee reimbursements, Goal tracking, Easy account opening.

Feature	Bluebird by American Express	GoBank
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

Bluebird by American Express

Description: Bluebird by American Express is a prepaid debit card and mobile app that allows users to manage their money online. It offers free direct deposits, check cashing, paying bills online, transferring money between cards, and accessing cash at ATMs.

GoBank

Description: GoBank is an online bank designed specifically for mobile use. It offers customers an easy mobile-first banking experience with no physical branches and quick ATM access through a network of ATMs.

Key Features Comparison

Bluebird by American Express Features

• Free direct deposits
• Check cashing
• Online bill payment
• Money transfers between cards
• ATM access

GoBank Features

• Mobile banking app
• FDIC insured checking & savings accounts
• Fee-free overdraft up to $50
• ATM fee reimbursements
• Photo check deposit
• Person-to-person payments
• Bill pay
• Goal setting & budgeting tools

Pros & Cons Analysis

Bluebird by American Express

Pros

• No monthly fees
• No minimum balance requirement
• Ability to manage money online and on mobile
• Free access to in-network ATMs

Cons

• Limited number of free out-of-network ATM withdrawals
• Potential fees for certain transactions
• Limited features compared to traditional bank accounts

GoBank

Pros

• User-friendly mobile interface
• No monthly fees
• No minimum balance
• Fee reimbursements
• Goal tracking
• Easy account opening

Cons

• No joint accounts
• Limited customer service
• No way to deposit cash
• No interest-earning checking
• Very basic budgeting tools

Pricing Comparison

Bluebird by American Express

• Freemium

GoBank

• Free