What is GoBank?
GoBank is an online bank designed specifically for mobile use. It offers customers an easy mobile-first banking experience with no physical branches and quick ATM access through a network of ATMs.
Some key features of GoBank include:
- Mobile app and web access for easy banking on the go
- No monthly fees or minimum balance requirements
- Free overdraft up to $250 with qualifying direct deposits
- FDIC insured up to $250,000 through partner bank Green Dot Bank
- Access to over 40,000 fee-free ATMs through MoneyPass network
- Personal checking and savings accounts
- Zelle integrated for easy peer-to-peer payments
- International payments through Western Union
- Goal setting and budgeting tools
GoBank appeals to a younger, mobile-centric demographic looking for a convenient and low-cost checking account. Its lack of physical branches enables a simplified, mobile-first experience focused on meeting digital banking needs.