GoBank
GoBank is an online bank designed specifically for mobile use. It offers customers an easy mobile-first banking experience with no physical branches and quick ATM access through a network of ATMs.
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online-banking
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GoBank: Mobile-First Banking
Online bank designed for mobile use, offering easy mobile-first banking with no physical branches and quick ATM access
What is GoBank?
GoBank is an online bank designed specifically for mobile use. It offers customers an easy mobile-first banking experience with no physical branches and quick ATM access through a network of ATMs.
Some key features of GoBank include:
- Mobile app and web access for easy banking on the go
- No monthly fees or minimum balance requirements
- Free overdraft up to $250 with qualifying direct deposits
- FDIC insured up to $250,000 through partner bank Green Dot Bank
- Access to over 40,000 fee-free ATMs through MoneyPass network
- Personal checking and savings accounts
- Zelle integrated for easy peer-to-peer payments
- International payments through Western Union
- Goal setting and budgeting tools
GoBank appeals to a younger, mobile-centric demographic looking for a convenient and low-cost checking account. Its lack of physical branches enables a simplified, mobile-first experience focused on meeting digital banking needs.
GoBank Features
Features
- Mobile banking app
- FDIC insured checking & savings accounts
- Fee-free overdraft up to $50
- ATM fee reimbursements
- Photo check deposit
- Person-to-person payments
- Bill pay
- Goal setting & budgeting tools
Pricing
- Free
Pros
User-friendly mobile interface
No monthly fees
No minimum balance
Fee reimbursements
Goal tracking
Easy account opening
Cons
No joint accounts
Limited customer service
No way to deposit cash
No interest-earning checking
Very basic budgeting tools
Official Links
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