RBC Mobile vs GoBank

Struggling to choose between RBC Mobile and GoBank? Both products offer unique advantages, making it a tough decision.

RBC Mobile is a Business & Commerce solution with tags like mobile-banking, account-management, money-transfer, bill-pay.

It boasts features such as - Check account balances and transaction history, - Transfer money between RBC accounts, - Pay bills, - Deposit checks via mobile device camera, - Set up alerts and notifications, - Access credit card details, - Locate ATMs and RBC branches, - Secure login with biometrics or passcode, - Budgeting tools and spending analysis, - Foreign currency exchange rates, - Apply for loans and credit cards, - Investment and RBC Direct Investing access and pros including - User-friendly interface, - Robust feature set for mobile banking needs, - Secure access to accounts, - Remote deposit capture, - Budgeting tools and spending insights, - Access to credit cards and investments, - Locate ATMs and branches nearby.

On the other hand, GoBank is a Business & Commerce product tagged with mobile-banking, online-banking, atm-access.

Its standout features include Mobile banking app, FDIC insured checking & savings accounts, Fee-free overdraft up to $50, ATM fee reimbursements, Photo check deposit, Person-to-person payments, Bill pay, Goal setting & budgeting tools, and it shines with pros like User-friendly mobile interface, No monthly fees, No minimum balance, Fee reimbursements, Goal tracking, Easy account opening.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

RBC Mobile

RBC Mobile

RBC Mobile is a mobile banking app by Royal Bank of Canada that allows customers to check account balances, transfer money, pay bills, deposit checks, and more from their mobile device. It offers secure access, alerts, budgeting tools, and other convenient features for banking on the go.

Categories:
mobile-banking account-management money-transfer bill-pay

RBC Mobile Features

  1. - Check account balances and transaction history
  2. - Transfer money between RBC accounts
  3. - Pay bills
  4. - Deposit checks via mobile device camera
  5. - Set up alerts and notifications
  6. - Access credit card details
  7. - Locate ATMs and RBC branches
  8. - Secure login with biometrics or passcode
  9. - Budgeting tools and spending analysis
  10. - Foreign currency exchange rates
  11. - Apply for loans and credit cards
  12. - Investment and RBC Direct Investing access

Pricing

  • Free

Pros

- User-friendly interface

- Robust feature set for mobile banking needs

- Secure access to accounts

- Remote deposit capture

- Budgeting tools and spending insights

- Access to credit cards and investments

- Locate ATMs and branches nearby

Cons

- Only available for RBC customers (not for other banks)

- Limited customer service options within the app itself

- Investment trading has fewer features compared to web platform

- Check deposit limit lower than some competitor apps

- Requires latest OS version to use all features


GoBank

GoBank

GoBank is an online bank designed specifically for mobile use. It offers customers an easy mobile-first banking experience with no physical branches and quick ATM access through a network of ATMs.

Categories:
mobile-banking online-banking atm-access

GoBank Features

  1. Mobile banking app
  2. FDIC insured checking & savings accounts
  3. Fee-free overdraft up to $50
  4. ATM fee reimbursements
  5. Photo check deposit
  6. Person-to-person payments
  7. Bill pay
  8. Goal setting & budgeting tools

Pricing

  • Free

Pros

User-friendly mobile interface

No monthly fees

No minimum balance

Fee reimbursements

Goal tracking

Easy account opening

Cons

No joint accounts

Limited customer service

No way to deposit cash

No interest-earning checking

Very basic budgeting tools