RBC Mobile vs GoBank

Struggling to choose between RBC Mobile and GoBank? Both products offer unique advantages, making it a tough decision.

RBC Mobile is a Business & Commerce solution with tags like mobile-banking, account-management, money-transfer, bill-pay.

It boasts features such as - Check account balances and transaction history, - Transfer money between RBC accounts, - Pay bills, - Deposit checks via mobile device camera, - Set up alerts and notifications, - Access credit card details, - Locate ATMs and RBC branches, - Secure login with biometrics or passcode, - Budgeting tools and spending analysis, - Foreign currency exchange rates, - Apply for loans and credit cards, - Investment and RBC Direct Investing access and pros including - User-friendly interface, - Robust feature set for mobile banking needs, - Secure access to accounts, - Remote deposit capture, - Budgeting tools and spending insights, - Access to credit cards and investments, - Locate ATMs and branches nearby.

On the other hand, GoBank is a Business & Commerce product tagged with mobile-banking, online-banking, atm-access.

Its standout features include Mobile banking app, FDIC insured checking & savings accounts, Fee-free overdraft up to $50, ATM fee reimbursements, Photo check deposit, Person-to-person payments, Bill pay, Goal setting & budgeting tools, and it shines with pros like User-friendly mobile interface, No monthly fees, No minimum balance, Fee reimbursements, Goal tracking, Easy account opening.

Feature	RBC Mobile	GoBank
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

RBC Mobile

Description: RBC Mobile is a mobile banking app by Royal Bank of Canada that allows customers to check account balances, transfer money, pay bills, deposit checks, and more from their mobile device. It offers secure access, alerts, budgeting tools, and other convenient features for banking on the go.

GoBank

Description: GoBank is an online bank designed specifically for mobile use. It offers customers an easy mobile-first banking experience with no physical branches and quick ATM access through a network of ATMs.

Key Features Comparison

RBC Mobile Features

• - Check account balances and transaction history
• - Transfer money between RBC accounts
• - Pay bills
• - Deposit checks via mobile device camera
• - Set up alerts and notifications
• - Access credit card details
• - Locate ATMs and RBC branches
• - Secure login with biometrics or passcode
• - Budgeting tools and spending analysis
• - Foreign currency exchange rates
• - Apply for loans and credit cards
• - Investment and RBC Direct Investing access

GoBank Features

• Mobile banking app
• FDIC insured checking & savings accounts
• Fee-free overdraft up to $50
• ATM fee reimbursements
• Photo check deposit
• Person-to-person payments
• Bill pay
• Goal setting & budgeting tools

Pros & Cons Analysis

RBC Mobile

Pros

• - User-friendly interface
• - Robust feature set for mobile banking needs
• - Secure access to accounts
• - Remote deposit capture
• - Budgeting tools and spending insights
• - Access to credit cards and investments
• - Locate ATMs and branches nearby

Cons

• - Only available for RBC customers (not for other banks)
• - Limited customer service options within the app itself
• - Investment trading has fewer features compared to web platform
• - Check deposit limit lower than some competitor apps
• - Requires latest OS version to use all features

GoBank

Pros

• User-friendly mobile interface
• No monthly fees
• No minimum balance
• Fee reimbursements
• Goal tracking
• Easy account opening

Cons

• No joint accounts
• Limited customer service
• No way to deposit cash
• No interest-earning checking
• Very basic budgeting tools

Pricing Comparison

RBC Mobile

• Free

GoBank

• Free