bunq vs PayRequest

Struggling to choose between bunq and PayRequest? Both products offer unique advantages, making it a tough decision.

bunq is a Business & Commerce solution with tags like banking, finance, payments, investing.

It boasts features such as Mobile banking app, Debit cards, Make payments, Investing, Joint accounts, Business accounts, Travel cards, Expense management, Invoicing, API access and pros including Modern and intuitive interface, Easy to open account, Good budgeting tools, Support for Apple Pay and Google Pay, Joint and business accounts, Good for travelers, API access for developers.

On the other hand, PayRequest is a Business & Commerce product tagged with payments, donations, open-source.

Its standout features include Open-source and self-hosted, Customizable payment request pages, Accept online payments and donations, Supports multiple payment gateways, Manage and track payment requests, Customizable branding and design, Reporting and analytics, and it shines with pros like Flexible and customizable, Open-source and self-hosted, No transaction fees, Supports multiple payment gateways, Suitable for individuals and organizations.

Feature	bunq	PayRequest
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

bunq

Description: bunq is an online banking app and debit card provider based in the Netherlands. It allows users to open a bank account, make payments, invest, and more from a mobile app. bunq aims to provide an easy and modern banking experience.

PayRequest

Description: PayRequest is an open-source, self-hosted payment request and donation management software. It allows individuals and organizations to easily accept online payments and manage donations by providing a customizable webpage with payment options.

Key Features Comparison

bunq Features

• Mobile banking app
• Debit cards
• Make payments
• Investing
• Joint accounts
• Business accounts
• Travel cards
• Expense management
• Invoicing
• API access

PayRequest Features

• Open-source and self-hosted
• Customizable payment request pages
• Accept online payments and donations
• Supports multiple payment gateways
• Manage and track payment requests
• Customizable branding and design
• Reporting and analytics

Pros & Cons Analysis

bunq

Pros

• Modern and intuitive interface
• Easy to open account
• Good budgeting tools
• Support for Apple Pay and Google Pay
• Joint and business accounts
• Good for travelers
• API access for developers

Cons

• Only available in Europe
• Monthly fees for most account types
• Limited ATM access
• No checks or cash deposits
• Limited customer service options

PayRequest

Pros

• Flexible and customizable
• Open-source and self-hosted
• No transaction fees
• Supports multiple payment gateways
• Suitable for individuals and organizations

Cons

• Requires technical expertise to set up and maintain
• Limited payment gateway options compared to commercial alternatives
• Lacks advanced features found in enterprise-level payment solutions

Pricing Comparison

bunq

• Freemium
• Subscription-Based

PayRequest

• Open Source