Bunq
bunq is an online banking app and debit card provider based in the Netherlands. It allows users to open a bank account, make payments, invest, and more from a mobile app. bunq aims to provide an easy and modern banking experience.
banking
finance
payments
investing
bunq: Online Banking App with Debit Card and Investment Services
An online banking app and debit card provider offering account opening, payments, investment options, and a modern banking experience.
What is Bunq?
bunq is an innovative online banking service and financial technology company based in Amsterdam, Netherlands. It was founded in 2012 with the goal of reinventing traditional banking and making it more user-friendly through modern technology.
Some key features of bunq include:
- Full-service bank accounts with IBANs that can be opened entirely via the bunq mobile app in just minutes
- Debit Mastercards and Maestro cards compatible with Google and Apple Pay for contactless payments
- Easy peer-to-peer, international, and SEPA money transfers within the bunq app
- Investing and trading capabilities allowing users to buy stocks, ETFs, cryptocurrencies and more
- Billing and invoicing tools for freelancers and business users
- Joint accounts and dedicated accounts for saving goals like vacations available
- Strong security features like whitelisting, transaction limits, and biometric logins
bunq aims to provide the convenience of an online bank with some unique features not offered by traditional banks. With its modern, user-friendly app interface it targets digitally-savvy millennials and Gen Z users. While initially only available in the Netherlands and wider EU, bunq has grown to over 1 million users across 30 European countries as of 2022.
Bunq Features
Features
- Mobile banking app
- Debit cards
- Make payments
- Investing
- Joint accounts
- Business accounts
- Travel cards
- Expense management
- Invoicing
- API access
Pricing
- Freemium
- Subscription-Based
Pros
Modern and intuitive interface
Easy to open account
Good budgeting tools
Support for Apple Pay and Google Pay
Joint and business accounts
Good for travelers
API access for developers
Cons
Only available in Europe
Monthly fees for most account types
Limited ATM access
No checks or cash deposits
Limited customer service options
Official Links
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