Decent Budget vs Actual Budget

Struggling to choose between Decent Budget and Actual Budget? Both products offer unique advantages, making it a tough decision.

Decent Budget is a Business & Commerce solution with tags like budgeting, expense-tracking, finance-management, savings-goals.

It boasts features such as Create budgets and set spending limits, Track income and expenses across customizable categories, View graphs and reports of spending over time, Set savings goals and track progress, Sync transactions automatically with bank accounts, Available on web, iOS and Android and pros including Simple and intuitive interface, Powerful budgeting and reporting features, Flexible categorization of transactions, Syncs with many banks and accounts, Free version available.

On the other hand, Actual Budget is a Office & Productivity product tagged with budgeting, expense-tracking, money-management, personal-finance.

Its standout features include Envelope budgeting, Expense tracking, Reporting and analysis, Forecasting and projections, Customizable budgets and categories, Sync across devices, Mobile app for iOS and Android, and it shines with pros like Comprehensive personal finance management, Intuitive and user-friendly interface, Detailed reporting and insights, Envelope budgeting system, Sync and access data across devices.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

Decent Budget

Decent Budget

Decent Budget is a personal budgeting and finance tracking application. It helps users create budgets, track spending across categories, view graphs and reports of spending habits over time, and set savings goals.

Categories:
budgeting expense-tracking finance-management savings-goals

Decent Budget Features

  1. Create budgets and set spending limits
  2. Track income and expenses across customizable categories
  3. View graphs and reports of spending over time
  4. Set savings goals and track progress
  5. Sync transactions automatically with bank accounts
  6. Available on web, iOS and Android

Pricing

  • Freemium
  • Subscription-Based

Pros

Simple and intuitive interface

Powerful budgeting and reporting features

Flexible categorization of transactions

Syncs with many banks and accounts

Free version available

Cons

May lack some advanced features of paid alternatives

Mobile app can be slow at times

Investment tracking is limited

Only available in English


Actual Budget

Actual Budget

Actual Budget is a personal finance software that helps users track expenses, create budgets, analyze spending habits, and manage money overall. It has features for envelope budgeting, expense tracking, reporting, forecasting, and more.

Categories:
budgeting expense-tracking money-management personal-finance

Actual Budget Features

  1. Envelope budgeting
  2. Expense tracking
  3. Reporting and analysis
  4. Forecasting and projections
  5. Customizable budgets and categories
  6. Sync across devices
  7. Mobile app for iOS and Android

Pricing

  • Freemium
  • Subscription-Based

Pros

Comprehensive personal finance management

Intuitive and user-friendly interface

Detailed reporting and insights

Envelope budgeting system

Sync and access data across devices

Cons

Limited free version with fewer features

Learning curve for some users

No web-based version, only desktop and mobile apps