Decent Budget vs Actual Budget

Struggling to choose between Decent Budget and Actual Budget? Both products offer unique advantages, making it a tough decision.

Decent Budget is a Business & Commerce solution with tags like budgeting, expense-tracking, finance-management, savings-goals.

It boasts features such as Create budgets and set spending limits, Track income and expenses across customizable categories, View graphs and reports of spending over time, Set savings goals and track progress, Sync transactions automatically with bank accounts, Available on web, iOS and Android and pros including Simple and intuitive interface, Powerful budgeting and reporting features, Flexible categorization of transactions, Syncs with many banks and accounts, Free version available.

On the other hand, Actual Budget is a Office & Productivity product tagged with budgeting, expense-tracking, money-management, personal-finance.

Its standout features include Envelope budgeting, Expense tracking, Reporting and analysis, Forecasting and projections, Customizable budgets and categories, Sync across devices, Mobile app for iOS and Android, and it shines with pros like Comprehensive personal finance management, Intuitive and user-friendly interface, Detailed reporting and insights, Envelope budgeting system, Sync and access data across devices.

Feature	Decent Budget	Actual Budget
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Office & Productivity

Product Overview

Decent Budget

Description: Decent Budget is a personal budgeting and finance tracking application. It helps users create budgets, track spending across categories, view graphs and reports of spending habits over time, and set savings goals.

Actual Budget

Description: Actual Budget is a personal finance software that helps users track expenses, create budgets, analyze spending habits, and manage money overall. It has features for envelope budgeting, expense tracking, reporting, forecasting, and more.

Key Features Comparison

Decent Budget Features

• Create budgets and set spending limits
• Track income and expenses across customizable categories
• View graphs and reports of spending over time
• Set savings goals and track progress
• Sync transactions automatically with bank accounts
• Available on web, iOS and Android

Actual Budget Features

• Envelope budgeting
• Expense tracking
• Reporting and analysis
• Forecasting and projections
• Customizable budgets and categories
• Sync across devices
• Mobile app for iOS and Android

Pros & Cons Analysis

Decent Budget

Pros

• Simple and intuitive interface
• Powerful budgeting and reporting features
• Flexible categorization of transactions
• Syncs with many banks and accounts
• Free version available

Cons

• May lack some advanced features of paid alternatives
• Mobile app can be slow at times
• Investment tracking is limited
• Only available in English

Actual Budget

Pros

• Comprehensive personal finance management
• Intuitive and user-friendly interface
• Detailed reporting and insights
• Envelope budgeting system
• Sync and access data across devices

Cons

• Limited free version with fewer features
• Learning curve for some users
• No web-based version, only desktop and mobile apps

Pricing Comparison

Decent Budget

• Freemium
• Subscription-Based

Actual Budget

• Freemium
• Subscription-Based