Actual Budget
Actual Budget is a personal finance software that helps users track expenses, create budgets, analyze spending habits, and manage money overall. It has features for envelope budgeting, expense tracking, reporting, forecasting, and more.
budgeting
expense-tracking
money-management
personal-finance
Actual Budget: Personal Finance Software
Personal finance software with features like envelope budgeting, expense tracking, reporting, forecasting and more to help users track expenses, create budgets, analyze spending habits and manage money overall.
What is Actual Budget?
Actual Budget is a comprehensive personal and household budgeting software application. It enables users to track all income, spending, saving, and debt in one place to gain control over finances.
Key features of Actual Budget include:
- Envelope budgeting tools to divide income into spending categories and track exactly where money is going each month
- Robust expense tracking with automatic import, customizable categories and reporting
- Net worth tracking to monitor the big financial picture over time
- Budget vs. actual spending reports to identify problem areas and adjust future budgets
- Visual charts and graphs showing spending and net worth progress
- Forecasting tools to predict future account balances under different scenarios
- Automatic bank and credit card data imports for effortless expense monitoring
- Mobile app for on-the-go access and adding transactions
Overall, Actual Budget provides a user-friendly experience for gaining insight into personal finances, sticking to budgets, achieving savings goals faster and reaching long-term financial milestones. It works for varied financial situations from simple to complex.
Actual Budget Features
Features
- Envelope budgeting
- Expense tracking
- Reporting and analysis
- Forecasting and projections
- Customizable budgets and categories
- Sync across devices
- Mobile app for iOS and Android
Pricing
- Freemium
- Subscription-Based
Pros
Comprehensive personal finance management
Intuitive and user-friendly interface
Detailed reporting and insights
Envelope budgeting system
Sync and access data across devices
Cons
Limited free version with fewer features
Learning curve for some users
No web-based version, only desktop and mobile apps
Official Links
The Best Actual Budget Alternatives
Top Office & Productivity and Finance and other similar apps like Actual Budget
Here are some alternatives to Actual Budget:
Suggest an alternative ❐
GnuCash
GnuCash is a powerful, free, open-source double-entry accounting software for tracking personal finances. First released in 1998, it is one of the oldest open-source accounting software available.Some key features of GnuCash include:Tracking different bank, investment, loan, cash and asset accountsManage recurring income, expenses and transfersSupport for stocks, bonds and mutual...
You Need A Budget
You Need A Budget (YNAB) is a web and mobile personal budgeting application designed to help users gain complete control of their finances through envelope-style budgeting methods. YNAB aims to change users' money habits and behaviors for the better through four key rules - give every dollar a job, embrace...
Firefly III
Firefly III is an open-source personal finance manager and budgeting software built on PHP. It aims to provide users with a simple yet powerful and intuitive platform to gain control over their personal finances.Some key features of Firefly III include:Transaction management - Add, categorize and tag transactions, income, expenses etc.Budgeting...
HomeBank
HomeBank is a cross-platform, open source personal finance manager designed for home use to track personal income and expenses. First released in 2004, HomeBank aims to provide an intuitive interface and powerful, yet easy-to-use features to help individuals and families manage their personal finances.Key features of HomeBank include:Transaction management -...
Money Manager Ex
Money Manager Ex (MMEX) is an easy-to-use, multi-platform personal finance software built specifically to track daily expenses and income, create and manage budgets, organize accounts, and generate detailed financial reports. As an open-source application, MMEX is available free of cost for Windows, Mac, and Linux operating systems.MMEX provides an intuitive...
KMyMoney
KMyMoney is an open-source personal finance manager software application originally developed for Linux and KDE. It allows users to track various aspects of their finances, including:Bank accountsCredit cardsIncome and expensesInvestments like stocks and mutual fundsBudgets and reportsKey features of KMyMoney include:Double-entry accounting to help ensure balanced booksSupport for multiple currencies...
Zenmoney
Zenmoney is a personal finance app designed to help users manage their money, track spending, create budgets, analyze financial habits, and reach saving goals. It is available as a mobile app for Android and iOS.Key features of Zenmoney include:Connecting bank, credit card, loan, and other financial accounts to automatically import...
Money Pro
Money Pro is a versatile personal finance application designed to help users take control of their finances. With Money Pro, users can link all their financial accounts in one place for easy tracking and oversight.Key features of Money Pro include:Budgeting tools to set spending goals and categoriesGraphing and reporting to...
Akaunting
Akaunting is a free, web-based accounting software designed for small and medium-sized businesses to manage their finances. Some key features include:Invoicing - Create professional invoices, track payments and automate remindersExpenses - Log and categorize business expenses to track where money is being spentDouble-entry Accounting - Akaunting follows standard accounting practices...
GoDBLedger
GoDBLedger is an open-source accounting and ERP software designed for small and medium sized businesses. It provides a suite of features to manage key business operations including:Invoicing and billing managementAccounts receivable and payableExpense trackingInventory and warehouse managementPurchasing and vendor trackingSales orders and customer managementFinancial reportingPayroll managementAs an open source solution,...
Kresus
Kresus is an open source personal finance manager software that helps individuals track and analyze their personal finances, including expenses, income, budgets, bank accounts, investments, and net worth over time. It is designed to be simple, intuitive, and customizable.Some key features of Kresus include:Transaction management - manually add transactions or...
MoneyWallet
MoneyWallet is a feature-rich yet easy-to-use personal finance app for managing one's money across platforms. With its clean and intuitive interface, users can easily track income and spending, create budgets, set savings goals, follow investment performance, and monitor net worth over time.Key features include:Income and spending tracking with automatic categorization...
Honeydue
Honeydue is a personal finance and budgeting app created specifically for couples to better manage their shared expenses, bank accounts, budgets, and financial goals. It allows couples to link their individual bank accounts and credit cards to view all spending activity in one place, making it easy to track where...
MyMoney Pro
MyMoney Pro is a versatile personal finance application designed to help individuals and families organize their financial lives. With robust features, an intuitive interface, and powerful tracking and reporting tools, MyMoney Pro makes it easy to gain control over your money.At its core, MyMoney Pro allows you to link all...
WalletCount
WalletCount is a user-friendly personal finance and budgeting application designed to help individuals and families track expenses, create budgets, and manage their money. The app syncs with bank accounts and credit cards to automatically import and categorize transactions, eliminating manual entry.Key features of WalletCount include:Connecting unlimited bank and credit card...
Financier
Financier is a free, open-source personal finance manager software for Windows, macOS, and Linux. It allows individuals and households to track incomes, expenses, budgets, accounts, investments, and net worth over time to gain better financial clarity and work towards financial goals.Key features of Financier include:Income and expense tracking with categorization...
Denaro
Denaro is an open source personal finance manager and budgeting application. It is designed to help users track their full financial life including income, spending, investments, assets, and net worth over time.Some of the key features of Denaro include:Envelope budgeting system to allocate money for specific spending categories each monthCustomizable...
Hledger
hledger is an open source financial accounting software used for tracking money, bank accounts, income, expenses, and other financial data. It offers a simple, text-based approach to managing finances that focuses on flexibility and ease of use over complex features.Some key features and benefits of hledger include:Command-line interface allows quick...
Decent Budget
Decent Budget is a personal budgeting and finance tracking application designed to help users take control of their spending and saving habits. It has an easy-to-use interface that allows users to set up customized budgets across different spending categories like food, entertainment, housing, transportation, etc.Key features of Decent Budget include:Ability...
Budgetwise.io
Budgetwise.io is a user-friendly personal finance and budgeting software designed to help individuals and families better manage their money and achieve their financial goals. Some key features of Budgetwise.io include:Linking bank, credit card, loan, and other financial accounts securely to track all transactions and spending in one placeSetting customized budgets...
