Dwolla vs Authorize.net

Struggling to choose between Dwolla and Authorize.net? Both products offer unique advantages, making it a tough decision.

Dwolla is a Business & Commerce solution with tags like money-transfer, bank-transfers, low-fees, payment-platform.

It boasts features such as Bank transfers, ACH payments, White label payments, Automated payments, Mass payouts, Custom integrations and pros including Low flat fees, Fast bank transfers, Secure platform, Simple integration, Good for recurring payments.

On the other hand, Authorize.net is a Business & Commerce product tagged with payment-gateway, credit-card-payments, online-payments, transaction-reporting, fraud-detection.

Its standout features include Online payment gateway, Credit card and electronic check payments, Recurring billing, Fraud detection, Payment authorization, Transaction reporting, and it shines with pros like Widely used and trusted payment gateway, Robust fraud detection and security features, Supports a wide range of payment methods, Customizable and flexible for different business needs, Detailed reporting and analytics.

Feature	Dwolla	Authorize.net
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

Dwolla

Description: Dwolla is a financial technology company that offers an online payment platform to transfer money between banks and businesses for a low flat fee. It allows fast and secure bank transfers without the high fees of services like PayPal or credit cards.

Authorize.net

Description: Authorize.net is an online payment gateway that allows businesses to accept credit card and electronic check payments through their website. It offers features like recurring billing, fraud detection, payment authorization, and transaction reporting.

Key Features Comparison

Dwolla Features

• Bank transfers
• ACH payments
• White label payments
• Automated payments
• Mass payouts
• Custom integrations

Authorize.net Features

• Online payment gateway
• Credit card and electronic check payments
• Recurring billing
• Fraud detection
• Payment authorization
• Transaction reporting

Pros & Cons Analysis

Dwolla

Pros

• Low flat fees
• Fast bank transfers
• Secure platform
• Simple integration
• Good for recurring payments

Cons

• Limited payment options
• Less known than PayPal
• Must link bank account
• US only

Authorize.net

Pros

• Widely used and trusted payment gateway
• Robust fraud detection and security features
• Supports a wide range of payment methods
• Customizable and flexible for different business needs
• Detailed reporting and analytics

Cons

• Relatively high transaction fees compared to some competitors
• Can be complex to set up and integrate for some businesses
• Limited support for international payments and currencies
• Requires a merchant account in addition to the gateway

Pricing Comparison

Dwolla

• Freemium
• Subscription-Based

Authorize.net

• Subscription-Based