GoBank vs Bluebird by American Express

Struggling to choose between GoBank and Bluebird by American Express? Both products offer unique advantages, making it a tough decision.

GoBank is a Business & Commerce solution with tags like mobile-banking, online-banking, atm-access.

It boasts features such as Mobile banking app, FDIC insured checking & savings accounts, Fee-free overdraft up to $50, ATM fee reimbursements, Photo check deposit, Person-to-person payments, Bill pay, Goal setting & budgeting tools and pros including User-friendly mobile interface, No monthly fees, No minimum balance, Fee reimbursements, Goal tracking, Easy account opening.

On the other hand, Bluebird by American Express is a Business & Commerce product tagged with prepaid-card, debit-card, money-management, direct-deposit, pay-bills, atm-access.

Its standout features include Free direct deposits, Check cashing, Online bill payment, Money transfers between cards, ATM access, and it shines with pros like No monthly fees, No minimum balance requirement, Ability to manage money online and on mobile, Free access to in-network ATMs.

Feature	GoBank	Bluebird by American Express
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

GoBank

Description: GoBank is an online bank designed specifically for mobile use. It offers customers an easy mobile-first banking experience with no physical branches and quick ATM access through a network of ATMs.

Bluebird by American Express

Description: Bluebird by American Express is a prepaid debit card and mobile app that allows users to manage their money online. It offers free direct deposits, check cashing, paying bills online, transferring money between cards, and accessing cash at ATMs.

Key Features Comparison

GoBank Features

• Mobile banking app
• FDIC insured checking & savings accounts
• Fee-free overdraft up to $50
• ATM fee reimbursements
• Photo check deposit
• Person-to-person payments
• Bill pay
• Goal setting & budgeting tools

Bluebird by American Express Features

• Free direct deposits
• Check cashing
• Online bill payment
• Money transfers between cards
• ATM access

Pros & Cons Analysis

GoBank

Pros

• User-friendly mobile interface
• No monthly fees
• No minimum balance
• Fee reimbursements
• Goal tracking
• Easy account opening

Cons

• No joint accounts
• Limited customer service
• No way to deposit cash
• No interest-earning checking
• Very basic budgeting tools

Bluebird by American Express

Pros

• No monthly fees
• No minimum balance requirement
• Ability to manage money online and on mobile
• Free access to in-network ATMs

Cons

• Limited number of free out-of-network ATM withdrawals
• Potential fees for certain transactions
• Limited features compared to traditional bank accounts

Pricing Comparison

GoBank

• Free

Bluebird by American Express

• Freemium