KMyMoney vs Settle Up

Struggling to choose between KMyMoney and Settle Up? Both products offer unique advantages, making it a tough decision.

KMyMoney is a Business & Commerce solution with tags like personal-finance, money-management, budgeting.

It boasts features such as Double-entry bookkeeping, Scheduled transactions, Import transactions from CSV files, Online banking support, Investment tracking, Budgeting tools, Graphs and reports and pros including Free and open source, Available on multiple platforms, Powerful features, Active development community, Supports many currencies and languages.

On the other hand, Settle Up is a Home & Family product tagged with expenses, payments, ious, balances, roommates, family, friends.

Its standout features include Track shared expenses, Split bills, Track IOUs, Track balances and payments, Figure out who owes who money, and it shines with pros like Free, Easy to use, Good for tracking shared expenses, Helpful for splitting bills and tracking IOUs.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

KMyMoney

KMyMoney

KMyMoney is an open-source personal finance manager software for Linux. It allows users to track bank accounts, stocks, budgets, and other financial accounts to help manage personal finances.

Categories:
personal-finance money-management budgeting

KMyMoney Features

  1. Double-entry bookkeeping
  2. Scheduled transactions
  3. Import transactions from CSV files
  4. Online banking support
  5. Investment tracking
  6. Budgeting tools
  7. Graphs and reports

Pricing

  • Open Source

Pros

Free and open source

Available on multiple platforms

Powerful features

Active development community

Supports many currencies and languages

Cons

Steep learning curve

Limited mobile app availability

Less user friendly than some alternatives

Lacks some advanced features of paid options


Settle Up

Settle Up

Settle Up is a free personal finance app that makes it easy to track shared expenses, balances, and payments with friends, family, roommates, or anyone else. It simplifies splitting bills, tracking IOUs, and figuring out who owes who money.

Categories:
expenses payments ious balances roommates family friends

Settle Up Features

  1. Track shared expenses
  2. Split bills
  3. Track IOUs
  4. Track balances and payments
  5. Figure out who owes who money

Pricing

  • Free

Pros

Free

Easy to use

Good for tracking shared expenses

Helpful for splitting bills and tracking IOUs

Cons

Limited features compared to paid finance apps

Not ideal for complex finances

Requires other parties to use the app as well