Monese vs Starling Bank

Struggling to choose between Monese and Starling Bank? Both products offer unique advantages, making it a tough decision.

Monese is a Online Services solution with tags like banking, money-transfer, current-accounts.

It boasts features such as Mobile app and web interface, Multi-currency account, Debit card included, Easy money transfers, Bill payments, Overdraft facility, Joint accounts, Apple Pay and Google Pay and pros including Fast and easy account setup, No proof of address needed, Great for expats and migrants, Low fees, Good exchange rates, Helpful customer service.

On the other hand, Starling Bank is a Business & Commerce product tagged with banking, finance, mobile-banking, online-banking.

Its standout features include Current accounts with no monthly fees, Overdrafts with no hidden fees, Savings accounts with competitive interest rates, Joint accounts, Business accounts, In-app budgeting tools, Ability to freeze/unfreeze card anytime, Fast account switching service, Integrations with accounting software, Supports Apple Pay, Google Pay, Samsung Pay, and it shines with pros like No monthly account fees, Low cost overdrafts, Great interest rates on savings, Innovative budgeting features, Top-rated mobile app, Fast customer service.

Feature	Monese	Starling Bank
Overall Score	N/A	N/A
Primary Category	Online Services	Business & Commerce

Product Overview

Monese

Description: Monese is an online banking service that provides easy to use current accounts and money transfer options for people living abroad. It allows opening an account quickly without proof of address.

Starling Bank

Description: Starling Bank is an online-only, mobile-based bank founded in 2014 and headquartered in London, UK. It offers current accounts with no monthly fees and overdraft charges, as well as business accounts, joint accounts, savings accounts, budgeting tools, and more.

Key Features Comparison

Monese Features

• Mobile app and web interface
• Multi-currency account
• Debit card included
• Easy money transfers
• Bill payments
• Overdraft facility
• Joint accounts
• Apple Pay and Google Pay

Starling Bank Features

• Current accounts with no monthly fees
• Overdrafts with no hidden fees
• Savings accounts with competitive interest rates
• Joint accounts
• Business accounts
• In-app budgeting tools
• Ability to freeze/unfreeze card anytime
• Fast account switching service
• Integrations with accounting software
• Supports Apple Pay, Google Pay, Samsung Pay

Pros & Cons Analysis

Monese

Pros

• Fast and easy account setup
• No proof of address needed
• Great for expats and migrants
• Low fees
• Good exchange rates
• Helpful customer service

Cons

• Limited ATM withdrawals
• No checks or deposits
• No savings or investment products
• Limited physical branches

Starling Bank

Pros

• No monthly account fees
• Low cost overdrafts
• Great interest rates on savings
• Innovative budgeting features
• Top-rated mobile app
• Fast customer service

Cons

• Limited branch access
• No cash deposits
• Limited account types

Pricing Comparison

Monese

• Freemium
• Subscription-Based

Starling Bank

• Freemium