N26 vs Monese

Struggling to choose between N26 and Monese? Both products offer unique advantages, making it a tough decision.

N26 is a Business & Commerce solution with tags like mobile-banking, budgeting, money-management.

It boasts features such as Mobile banking app, Free bank account with no monthly fees, Debit Mastercard included, Free ATM withdrawals worldwide, Money transfers and direct deposits, Budgeting and expense tracking tools, Spaces for saving goals, Overdraft up to €200, Travel and mobile insurance, English, German, Spanish, French and Italian support and pros including Easy to use mobile interface, No monthly fees or minimum balance, Free ATM withdrawals worldwide, Good budgeting and tracking tools, Easy money transfers, Travel and mobile insurance included, Supports many languages.

On the other hand, Monese is a Online Services product tagged with banking, money-transfer, current-accounts.

Its standout features include Mobile app and web interface, Multi-currency account, Debit card included, Easy money transfers, Bill payments, Overdraft facility, Joint accounts, Apple Pay and Google Pay, and it shines with pros like Fast and easy account setup, No proof of address needed, Great for expats and migrants, Low fees, Good exchange rates, Helpful customer service.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

N26

N26

N26 is a mobile bank that offers a free account with no hidden fees. It allows users to manage their finances, transfer money instantly, withdraw cash for free worldwide, and has budgeting tools and financial insights.

Categories:
mobile-banking budgeting money-management

N26 Features

  1. Mobile banking app
  2. Free bank account with no monthly fees
  3. Debit Mastercard included
  4. Free ATM withdrawals worldwide
  5. Money transfers and direct deposits
  6. Budgeting and expense tracking tools
  7. Spaces for saving goals
  8. Overdraft up to €200
  9. Travel and mobile insurance
  10. English, German, Spanish, French and Italian support

Pricing

  • Free
  • Freemium

Pros

Easy to use mobile interface

No monthly fees or minimum balance

Free ATM withdrawals worldwide

Good budgeting and tracking tools

Easy money transfers

Travel and mobile insurance included

Supports many languages

Cons

No physical branches

Limited customer service options

No check deposits

No joint accounts

€200 overdraft limit

Limited to euro accounts

Not available in all countries


Monese

Monese

Monese is an online banking service that provides easy to use current accounts and money transfer options for people living abroad. It allows opening an account quickly without proof of address.

Categories:
banking money-transfer current-accounts

Monese Features

  1. Mobile app and web interface
  2. Multi-currency account
  3. Debit card included
  4. Easy money transfers
  5. Bill payments
  6. Overdraft facility
  7. Joint accounts
  8. Apple Pay and Google Pay

Pricing

  • Freemium
  • Subscription-Based

Pros

Fast and easy account setup

No proof of address needed

Great for expats and migrants

Low fees

Good exchange rates

Helpful customer service

Cons

Limited ATM withdrawals

No checks or deposits

No savings or investment products

Limited physical branches