N26
N26 is a mobile bank that offers a free account with no hidden fees. It allows users to manage their finances, transfer money instantly, withdraw cash for free worldwide, and has budgeting tools and financial insights.
mobile-banking
budgeting
money-management
N26: Mobile Bank with No Hidden Fees
Free account management, instant transfers, worldwide cash withdrawals, budgeting tools, and financial insights make N26 a top choice for mobile banking.
What is N26?
N26 is an online bank based in Germany that provides free mobile banking services. It offers checking and savings accounts with no monthly fees and does not charge foreign transaction fees. N26 was founded in 2013 with the goal of providing a simple banking experience with modern technology.
Some key features of N26 include:
- Free Euro account with German IBAN
- Mobile app to manage your account, transfer money, and pay with your phone
- Free withdrawals at any ATM worldwide
- Support for Apple, Google, and Samsung Pay
- Budgeting and analytics tools to see how you spend money
- Spaces to create sub-accounts for saving money
N26 has expanded across Europe and also operates in the United States. It has attracted millions of customers with its user-friendly app and transparent, low-fee pricing model. While it does not offer checks or have physical branch locations, N26 provides a viable online-only banking solution focused on technology.
N26 Features
Features
- Mobile banking app
- Free bank account with no monthly fees
- Debit Mastercard included
- Free ATM withdrawals worldwide
- Money transfers and direct deposits
- Budgeting and expense tracking tools
- Spaces for saving goals
- Overdraft up to €200
- Travel and mobile insurance
- English, German, Spanish, French and Italian support
Pricing
- Free
- Freemium
Pros
Easy to use mobile interface
No monthly fees or minimum balance
Free ATM withdrawals worldwide
Good budgeting and tracking tools
Easy money transfers
Travel and mobile insurance included
Supports many languages
Cons
No physical branches
Limited customer service options
No check deposits
No joint accounts
€200 overdraft limit
Limited to euro accounts
Not available in all countries
Official Links
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