Starling Bank vs N26

Struggling to choose between Starling Bank and N26? Both products offer unique advantages, making it a tough decision.

Starling Bank is a Business & Commerce solution with tags like banking, finance, mobile-banking, online-banking.

It boasts features such as Current accounts with no monthly fees, Overdrafts with no hidden fees, Savings accounts with competitive interest rates, Joint accounts, Business accounts, In-app budgeting tools, Ability to freeze/unfreeze card anytime, Fast account switching service, Integrations with accounting software, Supports Apple Pay, Google Pay, Samsung Pay and pros including No monthly account fees, Low cost overdrafts, Great interest rates on savings, Innovative budgeting features, Top-rated mobile app, Fast customer service.

On the other hand, N26 is a Business & Commerce product tagged with mobile-banking, budgeting, money-management.

Its standout features include Mobile banking app, Free bank account with no monthly fees, Debit Mastercard included, Free ATM withdrawals worldwide, Money transfers and direct deposits, Budgeting and expense tracking tools, Spaces for saving goals, Overdraft up to €200, Travel and mobile insurance, English, German, Spanish, French and Italian support, and it shines with pros like Easy to use mobile interface, No monthly fees or minimum balance, Free ATM withdrawals worldwide, Good budgeting and tracking tools, Easy money transfers, Travel and mobile insurance included, Supports many languages.

Feature	Starling Bank	N26
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

Starling Bank

Description: Starling Bank is an online-only, mobile-based bank founded in 2014 and headquartered in London, UK. It offers current accounts with no monthly fees and overdraft charges, as well as business accounts, joint accounts, savings accounts, budgeting tools, and more.

N26

Description: N26 is a mobile bank that offers a free account with no hidden fees. It allows users to manage their finances, transfer money instantly, withdraw cash for free worldwide, and has budgeting tools and financial insights.

Key Features Comparison

Starling Bank Features

• Current accounts with no monthly fees
• Overdrafts with no hidden fees
• Savings accounts with competitive interest rates
• Joint accounts
• Business accounts
• In-app budgeting tools
• Ability to freeze/unfreeze card anytime
• Fast account switching service
• Integrations with accounting software
• Supports Apple Pay, Google Pay, Samsung Pay

N26 Features

• Mobile banking app
• Free bank account with no monthly fees
• Debit Mastercard included
• Free ATM withdrawals worldwide
• Money transfers and direct deposits
• Budgeting and expense tracking tools
• Spaces for saving goals
• Overdraft up to €200
• Travel and mobile insurance
• English, German, Spanish, French and Italian support

Pros & Cons Analysis

Starling Bank

Pros

• No monthly account fees
• Low cost overdrafts
• Great interest rates on savings
• Innovative budgeting features
• Top-rated mobile app
• Fast customer service

Cons

• Limited branch access
• No cash deposits
• Limited account types

N26

Pros

• Easy to use mobile interface
• No monthly fees or minimum balance
• Free ATM withdrawals worldwide
• Good budgeting and tracking tools
• Easy money transfers
• Travel and mobile insurance included
• Supports many languages

Cons

• No physical branches
• Limited customer service options
• No check deposits
• No joint accounts
• €200 overdraft limit
• Limited to euro accounts
• Not available in all countries

Pricing Comparison

Starling Bank

• Freemium

N26

• Free
• Freemium