Starling Bank vs N26

Struggling to choose between Starling Bank and N26? Both products offer unique advantages, making it a tough decision.

Starling Bank is a Business & Commerce solution with tags like banking, finance, mobile-banking, online-banking.

It boasts features such as Current accounts with no monthly fees, Overdrafts with no hidden fees, Savings accounts with competitive interest rates, Joint accounts, Business accounts, In-app budgeting tools, Ability to freeze/unfreeze card anytime, Fast account switching service, Integrations with accounting software, Supports Apple Pay, Google Pay, Samsung Pay and pros including No monthly account fees, Low cost overdrafts, Great interest rates on savings, Innovative budgeting features, Top-rated mobile app, Fast customer service.

On the other hand, N26 is a Business & Commerce product tagged with mobile-banking, budgeting, money-management.

Its standout features include Mobile banking app, Free bank account with no monthly fees, Debit Mastercard included, Free ATM withdrawals worldwide, Money transfers and direct deposits, Budgeting and expense tracking tools, Spaces for saving goals, Overdraft up to €200, Travel and mobile insurance, English, German, Spanish, French and Italian support, and it shines with pros like Easy to use mobile interface, No monthly fees or minimum balance, Free ATM withdrawals worldwide, Good budgeting and tracking tools, Easy money transfers, Travel and mobile insurance included, Supports many languages.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

Starling Bank

Starling Bank

Starling Bank is an online-only, mobile-based bank founded in 2014 and headquartered in London, UK. It offers current accounts with no monthly fees and overdraft charges, as well as business accounts, joint accounts, savings accounts, budgeting tools, and more.

Categories:
banking finance mobile-banking online-banking

Starling Bank Features

  1. Current accounts with no monthly fees
  2. Overdrafts with no hidden fees
  3. Savings accounts with competitive interest rates
  4. Joint accounts
  5. Business accounts
  6. In-app budgeting tools
  7. Ability to freeze/unfreeze card anytime
  8. Fast account switching service
  9. Integrations with accounting software
  10. Supports Apple Pay, Google Pay, Samsung Pay

Pricing

  • Freemium

Pros

No monthly account fees

Low cost overdrafts

Great interest rates on savings

Innovative budgeting features

Top-rated mobile app

Fast customer service

Cons

Limited branch access

No cash deposits

Limited account types


N26

N26

N26 is a mobile bank that offers a free account with no hidden fees. It allows users to manage their finances, transfer money instantly, withdraw cash for free worldwide, and has budgeting tools and financial insights.

Categories:
mobile-banking budgeting money-management

N26 Features

  1. Mobile banking app
  2. Free bank account with no monthly fees
  3. Debit Mastercard included
  4. Free ATM withdrawals worldwide
  5. Money transfers and direct deposits
  6. Budgeting and expense tracking tools
  7. Spaces for saving goals
  8. Overdraft up to €200
  9. Travel and mobile insurance
  10. English, German, Spanish, French and Italian support

Pricing

  • Free
  • Freemium

Pros

Easy to use mobile interface

No monthly fees or minimum balance

Free ATM withdrawals worldwide

Good budgeting and tracking tools

Easy money transfers

Travel and mobile insurance included

Supports many languages

Cons

No physical branches

Limited customer service options

No check deposits

No joint accounts

€200 overdraft limit

Limited to euro accounts

Not available in all countries