OnJuno vs N26

Struggling to choose between OnJuno and N26? Both products offer unique advantages, making it a tough decision.

OnJuno is a Finance solution with tags like banking, budgeting, mobile-banking.

It boasts features such as Mobile banking app, Checking accounts with no monthly fees, Savings accounts with no minimum balance, Automated budgeting tools, Access to large ATM network, Cashback rewards program and pros including User-friendly mobile interface, No monthly fees or minimum balances, Automated budgeting helps manage finances, Large ATM network provides good access to cash, Cashback rewards help earn money back.

On the other hand, N26 is a Business & Commerce product tagged with mobile-banking, budgeting, money-management.

Its standout features include Mobile banking app, Free bank account with no monthly fees, Debit Mastercard included, Free ATM withdrawals worldwide, Money transfers and direct deposits, Budgeting and expense tracking tools, Spaces for saving goals, Overdraft up to €200, Travel and mobile insurance, English, German, Spanish, French and Italian support, and it shines with pros like Easy to use mobile interface, No monthly fees or minimum balance, Free ATM withdrawals worldwide, Good budgeting and tracking tools, Easy money transfers, Travel and mobile insurance included, Supports many languages.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

OnJuno

OnJuno

OnJuno is an alternative to traditional banks that provides an integrated banking experience through its mobile app. It offers checking and savings accounts with no monthly fees or minimum balances, automated budgeting tools, access to a large ATM network, and cashback rewards.

Categories:
banking budgeting mobile-banking

OnJuno Features

  1. Mobile banking app
  2. Checking accounts with no monthly fees
  3. Savings accounts with no minimum balance
  4. Automated budgeting tools
  5. Access to large ATM network
  6. Cashback rewards program

Pricing

  • Freemium

Pros

User-friendly mobile interface

No monthly fees or minimum balances

Automated budgeting helps manage finances

Large ATM network provides good access to cash

Cashback rewards help earn money back

Cons

Not a full-service bank (lacks some products)

App-only (no web access)

Small bank (less assets than large banks)

Limited branch locations


N26

N26

N26 is a mobile bank that offers a free account with no hidden fees. It allows users to manage their finances, transfer money instantly, withdraw cash for free worldwide, and has budgeting tools and financial insights.

Categories:
mobile-banking budgeting money-management

N26 Features

  1. Mobile banking app
  2. Free bank account with no monthly fees
  3. Debit Mastercard included
  4. Free ATM withdrawals worldwide
  5. Money transfers and direct deposits
  6. Budgeting and expense tracking tools
  7. Spaces for saving goals
  8. Overdraft up to €200
  9. Travel and mobile insurance
  10. English, German, Spanish, French and Italian support

Pricing

  • Free
  • Freemium

Pros

Easy to use mobile interface

No monthly fees or minimum balance

Free ATM withdrawals worldwide

Good budgeting and tracking tools

Easy money transfers

Travel and mobile insurance included

Supports many languages

Cons

No physical branches

Limited customer service options

No check deposits

No joint accounts

€200 overdraft limit

Limited to euro accounts

Not available in all countries