N26 vs Revolut

Struggling to choose between N26 and Revolut? Both products offer unique advantages, making it a tough decision.

N26 is a Business & Commerce solution with tags like mobile-banking, budgeting, money-management.

It boasts features such as Mobile banking app, Free bank account with no monthly fees, Debit Mastercard included, Free ATM withdrawals worldwide, Money transfers and direct deposits, Budgeting and expense tracking tools, Spaces for saving goals, Overdraft up to €200, Travel and mobile insurance, English, German, Spanish, French and Italian support and pros including Easy to use mobile interface, No monthly fees or minimum balance, Free ATM withdrawals worldwide, Good budgeting and tracking tools, Easy money transfers, Travel and mobile insurance included, Supports many languages.

On the other hand, Revolut is a Online Services product tagged with banking, currency-exchange, cryptocurrency, payments, mobile-app.

Its standout features include Free international money transfers, Fee-free spending, Interbank exchange rates, Cryptocurrency exchange, Peer-to-peer payments, Virtual debit cards, Travel insurance, Stock trading, and it shines with pros like Easy to use mobile app interface, No fees for standard account, Good exchange rates, Supports many currencies, Virtual and physical debit cards, Allows cryptocurrency trading, Offers travel insurance, Provides stock trading.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

N26

N26

N26 is a mobile bank that offers a free account with no hidden fees. It allows users to manage their finances, transfer money instantly, withdraw cash for free worldwide, and has budgeting tools and financial insights.

Categories:
mobile-banking budgeting money-management

N26 Features

  1. Mobile banking app
  2. Free bank account with no monthly fees
  3. Debit Mastercard included
  4. Free ATM withdrawals worldwide
  5. Money transfers and direct deposits
  6. Budgeting and expense tracking tools
  7. Spaces for saving goals
  8. Overdraft up to €200
  9. Travel and mobile insurance
  10. English, German, Spanish, French and Italian support

Pricing

  • Free
  • Freemium

Pros

Easy to use mobile interface

No monthly fees or minimum balance

Free ATM withdrawals worldwide

Good budgeting and tracking tools

Easy money transfers

Travel and mobile insurance included

Supports many languages

Cons

No physical branches

Limited customer service options

No check deposits

No joint accounts

€200 overdraft limit

Limited to euro accounts

Not available in all countries


Revolut

Revolut

Revolut is a financial services company that offers banking, currency exchange, cryptocurrency exchange, peer-to-peer payments, and other financial services through a mobile app. It aims to provide an alternative to traditional banks by offering free international money transfers, fee-free spending, and interbank exchange rates.

Categories:
banking currency-exchange cryptocurrency payments mobile-app

Revolut Features

  1. Free international money transfers
  2. Fee-free spending
  3. Interbank exchange rates
  4. Cryptocurrency exchange
  5. Peer-to-peer payments
  6. Virtual debit cards
  7. Travel insurance
  8. Stock trading

Pricing

  • Freemium
  • Subscription-Based

Pros

Easy to use mobile app interface

No fees for standard account

Good exchange rates

Supports many currencies

Virtual and physical debit cards

Allows cryptocurrency trading

Offers travel insurance

Provides stock trading

Cons

Limited customer service

Can freeze accounts without warning

Not a full-service bank

Higher fees for premium accounts

Cryptocurrency fees can be high

Stock trading has limited features