OnJuno vs Starling Bank

Struggling to choose between OnJuno and Starling Bank? Both products offer unique advantages, making it a tough decision.

OnJuno is a Finance solution with tags like banking, budgeting, mobile-banking.

It boasts features such as Mobile banking app, Checking accounts with no monthly fees, Savings accounts with no minimum balance, Automated budgeting tools, Access to large ATM network, Cashback rewards program and pros including User-friendly mobile interface, No monthly fees or minimum balances, Automated budgeting helps manage finances, Large ATM network provides good access to cash, Cashback rewards help earn money back.

On the other hand, Starling Bank is a Business & Commerce product tagged with banking, finance, mobile-banking, online-banking.

Its standout features include Current accounts with no monthly fees, Overdrafts with no hidden fees, Savings accounts with competitive interest rates, Joint accounts, Business accounts, In-app budgeting tools, Ability to freeze/unfreeze card anytime, Fast account switching service, Integrations with accounting software, Supports Apple Pay, Google Pay, Samsung Pay, and it shines with pros like No monthly account fees, Low cost overdrafts, Great interest rates on savings, Innovative budgeting features, Top-rated mobile app, Fast customer service.

Feature	OnJuno	Starling Bank
Overall Score	N/A	N/A
Primary Category	Finance	Business & Commerce

Product Overview

OnJuno

Description: OnJuno is an alternative to traditional banks that provides an integrated banking experience through its mobile app. It offers checking and savings accounts with no monthly fees or minimum balances, automated budgeting tools, access to a large ATM network, and cashback rewards.

Starling Bank

Description: Starling Bank is an online-only, mobile-based bank founded in 2014 and headquartered in London, UK. It offers current accounts with no monthly fees and overdraft charges, as well as business accounts, joint accounts, savings accounts, budgeting tools, and more.

Key Features Comparison

OnJuno Features

• Mobile banking app
• Checking accounts with no monthly fees
• Savings accounts with no minimum balance
• Automated budgeting tools
• Access to large ATM network
• Cashback rewards program

Starling Bank Features

• Current accounts with no monthly fees
• Overdrafts with no hidden fees
• Savings accounts with competitive interest rates
• Joint accounts
• Business accounts
• In-app budgeting tools
• Ability to freeze/unfreeze card anytime
• Fast account switching service
• Integrations with accounting software
• Supports Apple Pay, Google Pay, Samsung Pay

Pros & Cons Analysis

OnJuno

Pros

• User-friendly mobile interface
• No monthly fees or minimum balances
• Automated budgeting helps manage finances
• Large ATM network provides good access to cash
• Cashback rewards help earn money back

Cons

• Not a full-service bank (lacks some products)
• App-only (no web access)
• Small bank (less assets than large banks)
• Limited branch locations

Starling Bank

Pros

• No monthly account fees
• Low cost overdrafts
• Great interest rates on savings
• Innovative budgeting features
• Top-rated mobile app
• Fast customer service

Cons

• Limited branch access
• No cash deposits
• Limited account types

Pricing Comparison

OnJuno

• Freemium

Starling Bank

• Freemium