plastiq vs PayRequest

Struggling to choose between plastiq and PayRequest? Both products offer unique advantages, making it a tough decision.

plastiq is a Business & Commerce solution with tags like payments, invoicing, credit-cards, rewards.

It boasts features such as Pay bills or invoices with a credit card, Schedule one-time or recurring payments, Earn rewards on payments, 1% processing fee and pros including Earn credit card rewards on bills, Improve cash flow with credit, Schedule payments in advance.

On the other hand, PayRequest is a Business & Commerce product tagged with payments, donations, open-source.

Its standout features include Open-source and self-hosted, Customizable payment request pages, Accept online payments and donations, Supports multiple payment gateways, Manage and track payment requests, Customizable branding and design, Reporting and analytics, and it shines with pros like Flexible and customizable, Open-source and self-hosted, No transaction fees, Supports multiple payment gateways, Suitable for individuals and organizations.

Feature	plastiq	PayRequest
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

plastiq

Description: Plastiq is a payment platform that allows users to pay any bill or invoice with a credit card, even if that vendor would not normally accept credit card payments. Plastiq allows you to earn points, miles, or cash back rewards while improving cash flow flexibility.

PayRequest

Description: PayRequest is an open-source, self-hosted payment request and donation management software. It allows individuals and organizations to easily accept online payments and manage donations by providing a customizable webpage with payment options.

Key Features Comparison

plastiq Features

• Pay bills or invoices with a credit card
• Schedule one-time or recurring payments
• Earn rewards on payments
• 1% processing fee

PayRequest Features

• Open-source and self-hosted
• Customizable payment request pages
• Accept online payments and donations
• Supports multiple payment gateways
• Manage and track payment requests
• Customizable branding and design
• Reporting and analytics

Pros & Cons Analysis

plastiq

Pros

• Earn credit card rewards on bills
• Improve cash flow with credit
• Schedule payments in advance

Cons

• 1% fee may be more than rewards earned
• Not accepted by all vendors
• May encourage overspending

PayRequest

Pros

• Flexible and customizable
• Open-source and self-hosted
• No transaction fees
• Supports multiple payment gateways
• Suitable for individuals and organizations

Cons

• Requires technical expertise to set up and maintain
• Limited payment gateway options compared to commercial alternatives
• Lacks advanced features found in enterprise-level payment solutions

Pricing Comparison

plastiq

• Fee-based

PayRequest

• Open Source