plastiq vs PayRequest

Struggling to choose between plastiq and PayRequest? Both products offer unique advantages, making it a tough decision.

plastiq is a Business & Commerce solution with tags like payments, invoicing, credit-cards, rewards.

It boasts features such as Pay bills or invoices with a credit card, Schedule one-time or recurring payments, Earn rewards on payments, 1% processing fee and pros including Earn credit card rewards on bills, Improve cash flow with credit, Schedule payments in advance.

On the other hand, PayRequest is a Business & Commerce product tagged with payments, donations, open-source.

Its standout features include Open-source and self-hosted, Customizable payment request pages, Accept online payments and donations, Supports multiple payment gateways, Manage and track payment requests, Customizable branding and design, Reporting and analytics, and it shines with pros like Flexible and customizable, Open-source and self-hosted, No transaction fees, Supports multiple payment gateways, Suitable for individuals and organizations.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

plastiq

plastiq

Plastiq is a payment platform that allows users to pay any bill or invoice with a credit card, even if that vendor would not normally accept credit card payments. Plastiq allows you to earn points, miles, or cash back rewards while improving cash flow flexibility.

Categories:
payments invoicing credit-cards rewards

Plastiq Features

  1. Pay bills or invoices with a credit card
  2. Schedule one-time or recurring payments
  3. Earn rewards on payments
  4. 1% processing fee

Pricing

  • Fee-based

Pros

Earn credit card rewards on bills

Improve cash flow with credit

Schedule payments in advance

Cons

1% fee may be more than rewards earned

Not accepted by all vendors

May encourage overspending


PayRequest

PayRequest

PayRequest is an open-source, self-hosted payment request and donation management software. It allows individuals and organizations to easily accept online payments and manage donations by providing a customizable webpage with payment options.

Categories:
payments donations open-source

PayRequest Features

  1. Open-source and self-hosted
  2. Customizable payment request pages
  3. Accept online payments and donations
  4. Supports multiple payment gateways
  5. Manage and track payment requests
  6. Customizable branding and design
  7. Reporting and analytics

Pricing

  • Open Source

Pros

Flexible and customizable

Open-source and self-hosted

No transaction fees

Supports multiple payment gateways

Suitable for individuals and organizations

Cons

Requires technical expertise to set up and maintain

Limited payment gateway options compared to commercial alternatives

Lacks advanced features found in enterprise-level payment solutions