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Pluto TV vs Settle Up

Professional comparison and analysis to help you choose the right software solution for your needs.

Pluto TV icon
Pluto TV
Settle Up icon
Settle Up

Pluto TV vs Settle Up: The Verdict

⚡ Summary:

Pluto TV: Pluto TV is a free, ad-supported streaming television service with over 250 live channels and thousands of on-demand movies and TV shows. It offers a wide variety of content including news, sports, movies, TV shows, viral videos, cartoons, and more. Pluto TV can be accessed through their website or apps on various devices like Roku, Amazon Fire TV, Apple TV, Android TV, and more.

Settle Up: Settle Up is a free personal finance app that makes it easy to track shared expenses, balances, and payments with friends, family, roommates, or anyone else. It simplifies splitting bills, tracking IOUs, and figuring out who owes who money.

Both tools serve their respective audiences. Compare the features, pricing, and user ratings above to determine which best fits your needs.

Last updated: May 2026 · Comparison by Sugggest Editorial Team

Feature Pluto TV Settle Up
Sugggest Score — —
Category Video & Movies Home & Family
Pricing Free —

Product Overview

Pluto TV
Pluto TV

Description: Pluto TV is a free, ad-supported streaming television service with over 250 live channels and thousands of on-demand movies and TV shows. It offers a wide variety of content including news, sports, movies, TV shows, viral videos, cartoons, and more. Pluto TV can be accessed through their website or apps on various devices like Roku, Amazon Fire TV, Apple TV, Android TV, and more.

Type: software

Pricing: Free

Settle Up
Settle Up

Description: Settle Up is a free personal finance app that makes it easy to track shared expenses, balances, and payments with friends, family, roommates, or anyone else. It simplifies splitting bills, tracking IOUs, and figuring out who owes who money.

Type: software

Key Features Comparison

Pluto TV
Pluto TV Features
  • Over 250 live TV channels
  • Thousands of on-demand movies & TV shows
  • News, sports, movies, TV shows, viral videos, cartoons and more
  • Free access - no subscription required
  • Ad-supported
  • Accessible on website and apps (Roku, Fire TV, Apple TV, Android TV, etc)
Settle Up
Settle Up Features
  • Track shared expenses
  • Split bills
  • Track IOUs
  • Track balances and payments
  • Figure out who owes who money

Pros & Cons Analysis

Pluto TV
Pluto TV

Pros

  • Completely free
  • Huge on-demand library
  • Wide variety of live TV channels
  • Easy to use interface
  • Available on many platforms

Cons

  • Limited DVR functionality
  • Must watch ads
  • Less content than paid services
  • Some reliability/streaming issues
  • Lacks newer or original content
Settle Up
Settle Up

Pros

  • Free
  • Easy to use
  • Good for tracking shared expenses
  • Helpful for splitting bills and tracking IOUs

Cons

  • Limited features compared to paid finance apps
  • Not ideal for complex finances
  • Requires other parties to use the app as well

Pricing Comparison

Pluto TV
Pluto TV
  • Free
Settle Up
Settle Up
  • Not listed

Related Comparisons

Learn More About Each Product

Pluto TV
Pluto TV
Reviews, pricing & alternatives →
Settle Up
Settle Up
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