Starling Bank vs Copper Banking

Struggling to choose between Starling Bank and Copper Banking? Both products offer unique advantages, making it a tough decision.

Starling Bank is a Business & Commerce solution with tags like banking, finance, mobile-banking, online-banking.

It boasts features such as Current accounts with no monthly fees, Overdrafts with no hidden fees, Savings accounts with competitive interest rates, Joint accounts, Business accounts, In-app budgeting tools, Ability to freeze/unfreeze card anytime, Fast account switching service, Integrations with accounting software, Supports Apple Pay, Google Pay, Samsung Pay and pros including No monthly account fees, Low cost overdrafts, Great interest rates on savings, Innovative budgeting features, Top-rated mobile app, Fast customer service.

On the other hand, Copper Banking is a Business & Commerce product tagged with banking, finance, payments, accounting, small-business.

Its standout features include Online banking for small businesses, Business checking & savings accounts, Debit cards, Payroll & payments, Invoicing & billing, Accounting integrations, Expense tracking, Cash flow dashboard, and it shines with pros like User-friendly interface, Mobile app, Automated accounting, Free ACH payments, No monthly fees.

Feature	Starling Bank	Copper Banking
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

Starling Bank

Description: Starling Bank is an online-only, mobile-based bank founded in 2014 and headquartered in London, UK. It offers current accounts with no monthly fees and overdraft charges, as well as business accounts, joint accounts, savings accounts, budgeting tools, and more.

Copper Banking

Description: Copper Banking is an online banking platform focused on small businesses. It offers banking and payment processing tools tailored for entrepreneurs, freelancers, and startups to manage their finances, accept payments, automate accounting, and more from one secure online dashboard.

Key Features Comparison

Starling Bank Features

• Current accounts with no monthly fees
• Overdrafts with no hidden fees
• Savings accounts with competitive interest rates
• Joint accounts
• Business accounts
• In-app budgeting tools
• Ability to freeze/unfreeze card anytime
• Fast account switching service
• Integrations with accounting software
• Supports Apple Pay, Google Pay, Samsung Pay

Copper Banking Features

• Online banking for small businesses
• Business checking & savings accounts
• Debit cards
• Payroll & payments
• Invoicing & billing
• Accounting integrations
• Expense tracking
• Cash flow dashboard

Pros & Cons Analysis

Starling Bank

Pros

• No monthly account fees
• Low cost overdrafts
• Great interest rates on savings
• Innovative budgeting features
• Top-rated mobile app
• Fast customer service

Cons

• Limited branch access
• No cash deposits
• Limited account types

Copper Banking

Pros

• User-friendly interface
• Mobile app
• Automated accounting
• Free ACH payments
• No monthly fees

Cons

• Limited customer support
• Fewer features than big banks
• Only available in the US

Pricing Comparison

Starling Bank

• Freemium

Copper Banking

• Freemium