Starling Bank vs OnJuno

Struggling to choose between Starling Bank and OnJuno? Both products offer unique advantages, making it a tough decision.

Starling Bank is a Business & Commerce solution with tags like banking, finance, mobile-banking, online-banking.

It boasts features such as Current accounts with no monthly fees, Overdrafts with no hidden fees, Savings accounts with competitive interest rates, Joint accounts, Business accounts, In-app budgeting tools, Ability to freeze/unfreeze card anytime, Fast account switching service, Integrations with accounting software, Supports Apple Pay, Google Pay, Samsung Pay and pros including No monthly account fees, Low cost overdrafts, Great interest rates on savings, Innovative budgeting features, Top-rated mobile app, Fast customer service.

On the other hand, OnJuno is a Finance product tagged with banking, budgeting, mobile-banking.

Its standout features include Mobile banking app, Checking accounts with no monthly fees, Savings accounts with no minimum balance, Automated budgeting tools, Access to large ATM network, Cashback rewards program, and it shines with pros like User-friendly mobile interface, No monthly fees or minimum balances, Automated budgeting helps manage finances, Large ATM network provides good access to cash, Cashback rewards help earn money back.

Feature	Starling Bank	OnJuno
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Finance

Product Overview

Starling Bank

Description: Starling Bank is an online-only, mobile-based bank founded in 2014 and headquartered in London, UK. It offers current accounts with no monthly fees and overdraft charges, as well as business accounts, joint accounts, savings accounts, budgeting tools, and more.

OnJuno

Description: OnJuno is an alternative to traditional banks that provides an integrated banking experience through its mobile app. It offers checking and savings accounts with no monthly fees or minimum balances, automated budgeting tools, access to a large ATM network, and cashback rewards.

Key Features Comparison

Starling Bank Features

• Current accounts with no monthly fees
• Overdrafts with no hidden fees
• Savings accounts with competitive interest rates
• Joint accounts
• Business accounts
• In-app budgeting tools
• Ability to freeze/unfreeze card anytime
• Fast account switching service
• Integrations with accounting software
• Supports Apple Pay, Google Pay, Samsung Pay

OnJuno Features

• Mobile banking app
• Checking accounts with no monthly fees
• Savings accounts with no minimum balance
• Automated budgeting tools
• Access to large ATM network
• Cashback rewards program

Pros & Cons Analysis

Starling Bank

Pros

• No monthly account fees
• Low cost overdrafts
• Great interest rates on savings
• Innovative budgeting features
• Top-rated mobile app
• Fast customer service

Cons

• Limited branch access
• No cash deposits
• Limited account types

OnJuno

Pros

• User-friendly mobile interface
• No monthly fees or minimum balances
• Automated budgeting helps manage finances
• Large ATM network provides good access to cash
• Cashback rewards help earn money back

Cons

• Not a full-service bank (lacks some products)
• App-only (no web access)
• Small bank (less assets than large banks)
• Limited branch locations

Pricing Comparison

Starling Bank

• Freemium

OnJuno

• Freemium