Starling Bank vs Paysera

Struggling to choose between Starling Bank and Paysera? Both products offer unique advantages, making it a tough decision.

Starling Bank is a Business & Commerce solution with tags like banking, finance, mobile-banking, online-banking.

It boasts features such as Current accounts with no monthly fees, Overdrafts with no hidden fees, Savings accounts with competitive interest rates, Joint accounts, Business accounts, In-app budgeting tools, Ability to freeze/unfreeze card anytime, Fast account switching service, Integrations with accounting software, Supports Apple Pay, Google Pay, Samsung Pay and pros including No monthly account fees, Low cost overdrafts, Great interest rates on savings, Innovative budgeting features, Top-rated mobile app, Fast customer service.

On the other hand, Paysera is a Online Services product tagged with payments, money-transfer, digital-wallet, bank-transfers.

Its standout features include Digital wallets, Payment cards, Bank transfers, Currency exchange, Mobile app, Multi-currency accounts, Recurring payments, Payment links, Invoices, POS integration, and it shines with pros like Easy to use interface, Supports many currencies, Fast transfers, Available on mobile, Good customer support, Secure encryption.

Feature	Starling Bank	Paysera
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Online Services

Product Overview

Starling Bank

Description: Starling Bank is an online-only, mobile-based bank founded in 2014 and headquartered in London, UK. It offers current accounts with no monthly fees and overdraft charges, as well as business accounts, joint accounts, savings accounts, budgeting tools, and more.

Paysera

Description: Paysera is an online payment platform that allows users to send, receive, and store money online. It offers services like digital wallets, payment cards, bank transfers, and other financial tools for individuals and businesses.

Key Features Comparison

Starling Bank Features

• Current accounts with no monthly fees
• Overdrafts with no hidden fees
• Savings accounts with competitive interest rates
• Joint accounts
• Business accounts
• In-app budgeting tools
• Ability to freeze/unfreeze card anytime
• Fast account switching service
• Integrations with accounting software
• Supports Apple Pay, Google Pay, Samsung Pay

Paysera Features

• Digital wallets
• Payment cards
• Bank transfers
• Currency exchange
• Mobile app
• Multi-currency accounts
• Recurring payments
• Payment links
• Invoices
• POS integration

Pros & Cons Analysis

Starling Bank

Pros

• No monthly account fees
• Low cost overdrafts
• Great interest rates on savings
• Innovative budgeting features
• Top-rated mobile app
• Fast customer service

Cons

• Limited branch access
• No cash deposits
• Limited account types

Paysera

Pros

• Easy to use interface
• Supports many currencies
• Fast transfers
• Available on mobile
• Good customer support
• Secure encryption

Cons

• Limited free plan
• Higher fees than some competitors
• Not available in all countries
• Limited payment options in some regions

Pricing Comparison

Starling Bank

• Freemium

Paysera

• Freemium
• Subscription-Based