You Need A Budget vs Toshl

Struggling to choose between You Need A Budget and Toshl? Both products offer unique advantages, making it a tough decision.

You Need A Budget is a Business & Commerce solution with tags like budgeting, expense-tracking, bank-sync.

It boasts features such as Envelope budgeting system to plan expenses, Automatic import of transactions from linked accounts, Goal setting tools, Mobile app with budgeting on the go, Reports to analyze spending habits over time and pros including Intuitive interface, Flexible budgeting methods, Easy to use on all devices, Helps manage finances and save money.

On the other hand, Toshl is a Business & Commerce product tagged with budgeting, expense-tracking, income-tracking, financial-reporting.

Its standout features include Expense tracking, Income tracking, Budgeting, Visual reports and graphs, Multi-platform availability (iOS, Android, Mac, Windows, Web), and it shines with pros like Intuitive and user-friendly interface, Automatic sync across devices, Customizable categories and budgets, Detailed graphs and reports, Bank integration and auto-import.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

You Need A Budget

You Need A Budget

You Need A Budget (YNAB) is a popular personal budgeting app and service designed to help users gain control over their finances. It allows linking bank accounts to automatically import transactions and uses an envelope budgeting methodology to help users plan ahead and assign money towards specific spending categories each month.

Categories:
budgeting expense-tracking bank-sync

You Need A Budget Features

  1. Envelope budgeting system to plan expenses
  2. Automatic import of transactions from linked accounts
  3. Goal setting tools
  4. Mobile app with budgeting on the go
  5. Reports to analyze spending habits over time

Pricing

  • Free trial
  • Monthly subscription
  • Annual subscription
  • Lifetime purchase option

Pros

Intuitive interface

Flexible budgeting methods

Easy to use on all devices

Helps manage finances and save money

Cons

Steep learning curve

Can take time to set up

Monthly or annual subscription fee

Limited free version


Toshl

Toshl

Toshl is a personal finance and budgeting app available on iOS, Android, Mac, Windows and web. It allows users to track expenses, income, budgets, accounts, and more. Toshl has colorful visual reports and graphs to analyze spending habits.

Categories:
budgeting expense-tracking income-tracking financial-reporting

Toshl Features

  1. Expense tracking
  2. Income tracking
  3. Budgeting
  4. Visual reports and graphs
  5. Multi-platform availability (iOS, Android, Mac, Windows, Web)

Pricing

  • Freemium
  • Subscription-Based

Pros

Intuitive and user-friendly interface

Automatic sync across devices

Customizable categories and budgets

Detailed graphs and reports

Bank integration and auto-import

Cons

Limited free version

No invoice creation or bill pay

No investment tracking

Only available in English