Clarity Money
Clarity Money is a personal finance app that helps users manage their finances, budgets, and debt. It provides expense tracking, net worth tracking, credit score monitoring, and offers personalized recommendations to save money or pay down debt faster.
budgeting
expense-tracking
net-worth-tracking
credit-score-monitoring
debt-management
financial-recommendations
Clarity Money: Personal Finance App for Budgeting and Debt Management
Clarity Money helps users manage finances, budgets, and debt with features like expense tracking, net worth tracking, credit score monitoring, and personalized savings recommendations.
What is Clarity Money?
Clarity Money is a personal finance app launched in 2017 that aims to help users manage their finances, create budgets, track net worth, monitor credit scores, and pay down debt. The app connects to users' bank accounts and credit cards to provide a comprehensive view of their financial life.
Some key features of Clarity Money include:
- Expense tracking - Automatically categorizes expenditures from linked accounts and cards to show where money is being spent.
- Budget creation - Allows users to set custom budgets across different categories and track spending against those budgets.
- Bill negotiations - Identifies recurring bills (e.g. cable, phone plans) that can be lowered and negotiates discounts on the user's behalf.
- Account closure recommendations - Spotlights accounts charging monthly fees that are no longer useful and helps users close them.
- Debt payoff optimization - Provides customized tips on paying down debt faster based on the user's financial profile.
- Net worth tracking - Shows users total assets vs liabilities so they understand their overall financial health and progress.
Clarity Money aims to alleviate financial stress for its users by promoting better visibility into expenses, bills, debts etc. and offering actionable recommendations. It has innovative features to turn financial management into a simpler, easier process. The app is free and primarily makes money through affiliate commissions when users take its money-saving recommendations.
Clarity Money Features
Features
- Expense tracking
- Budgeting tools
- Net worth tracking
- Credit score monitoring
- Bill negotiation
- Personalized recommendations
- Debt payoff optimization
Pricing
- Freemium
Pros
Easy to use interface
Automated expense tracking
Helpful insights and recommendations
Bill negotiation saves money
Debt payoff features
Cons
Limited customization options
Only available in the US
Requires linking financial accounts
Lacks advanced budgeting features
Official Links
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