GratiFi

GratiFi

GratiFi is a financial wellness platform that aims to help employees better manage their finances. It provides financial education, personalized money coaching, budget tracking tools, and incentives to motivate positive financial behaviors.
budgeting financial-education financial-wellness money-management

GratiFi: Financial Wellness Platform

GratiFi is a financial wellness platform that aims to help employees better manage their finances. It provides financial education, personalized money coaching, budget tracking tools, and incentives to motivate positive financial behaviors.

What is GratiFi?

GratiFi is a financial wellness platform designed to help employees manage their finances and achieve financial security. The software provides the following key features:

  • Financial education modules covering topics like budgeting, debt management, investing, and retirement planning
  • Personalized 1-on-1 money coaching from certified financial planners to create a customized financial plan
  • Expense tracking tools to link bank accounts and track spending habits and cash flow
  • Gamification features like challenges and rewards to motivate positive financial behaviors like saving money or paying off debt

GratiFi aims to help employees reduce financial stress, pay off debt, increase savings, plan for retirement, and generally make progress towards financial goals. It takes a personalized approach, meeting employees wherever they are on their financial journey. The platform provides judgment-free support and guidance tailored to each user's unique financial situation and goals.

By providing financial education, incentives, tracking tools, and coaching all under one platform, GratiFi enables employees to get a holistic view of their finances and make better financial decisions. The end goal is to improve employees' overall financial wellbeing and give them more confidence and security in their financial lives.

GratiFi Features

Features

  1. Budgeting tools
  2. Financial education content
  3. Personalized money coaching
  4. Incentives and rewards
  5. Bill negotiation
  6. Debt payoff optimization
  7. Savings goals
  8. Spending tracking

Pricing

  • Freemium

Pros

Helps improve financial literacy

Provides personalized guidance

Motivates positive financial behaviors

Easy to use budgeting and money management tools

Employer-sponsored financial wellness benefit

Cons

Limited investment/retirement planning features

No mobile app

Some features may require employer sponsorship

Coaching and advice is not from certified financial planners

Official Links


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