Actual Budget vs Decent Budget

Struggling to choose between Actual Budget and Decent Budget? Both products offer unique advantages, making it a tough decision.

Actual Budget is a Office & Productivity solution with tags like budgeting, expense-tracking, money-management, personal-finance.

It boasts features such as Envelope budgeting, Expense tracking, Reporting and analysis, Forecasting and projections, Customizable budgets and categories, Sync across devices, Mobile app for iOS and Android and pros including Comprehensive personal finance management, Intuitive and user-friendly interface, Detailed reporting and insights, Envelope budgeting system, Sync and access data across devices.

On the other hand, Decent Budget is a Business & Commerce product tagged with budgeting, expense-tracking, finance-management, savings-goals.

Its standout features include Create budgets and set spending limits, Track income and expenses across customizable categories, View graphs and reports of spending over time, Set savings goals and track progress, Sync transactions automatically with bank accounts, Available on web, iOS and Android, and it shines with pros like Simple and intuitive interface, Powerful budgeting and reporting features, Flexible categorization of transactions, Syncs with many banks and accounts, Free version available.

Feature	Actual Budget	Decent Budget
Overall Score	N/A	N/A
Primary Category	Office & Productivity	Business & Commerce

Product Overview

Actual Budget

Description: Actual Budget is a personal finance software that helps users track expenses, create budgets, analyze spending habits, and manage money overall. It has features for envelope budgeting, expense tracking, reporting, forecasting, and more.

Decent Budget

Description: Decent Budget is a personal budgeting and finance tracking application. It helps users create budgets, track spending across categories, view graphs and reports of spending habits over time, and set savings goals.

Key Features Comparison

Actual Budget Features

• Envelope budgeting
• Expense tracking
• Reporting and analysis
• Forecasting and projections
• Customizable budgets and categories
• Sync across devices
• Mobile app for iOS and Android

Decent Budget Features

• Create budgets and set spending limits
• Track income and expenses across customizable categories
• View graphs and reports of spending over time
• Set savings goals and track progress
• Sync transactions automatically with bank accounts
• Available on web, iOS and Android

Pros & Cons Analysis

Actual Budget

Pros

• Comprehensive personal finance management
• Intuitive and user-friendly interface
• Detailed reporting and insights
• Envelope budgeting system
• Sync and access data across devices

Cons

• Limited free version with fewer features
• Learning curve for some users
• No web-based version, only desktop and mobile apps

Decent Budget

Pros

• Simple and intuitive interface
• Powerful budgeting and reporting features
• Flexible categorization of transactions
• Syncs with many banks and accounts
• Free version available

Cons

• May lack some advanced features of paid alternatives
• Mobile app can be slow at times
• Investment tracking is limited
• Only available in English

Pricing Comparison

Actual Budget

• Freemium
• Subscription-Based

Decent Budget

• Freemium
• Subscription-Based