Equifax vs TransUnion SmartMove

Struggling to choose between Equifax and TransUnion SmartMove? Both products offer unique advantages, making it a tough decision.

Equifax is a Business & Commerce solution with tags like credit, reporting, consumer, data.

It boasts features such as Credit reporting and monitoring, Identity theft protection, Credit score analysis and tracking, Dispute resolution assistance, Financial education resources, Business credit reports and monitoring and pros including Comprehensive credit reporting and monitoring services, Assists with identity theft protection and resolution, Provides detailed credit analysis and insights, Offers a range of financial education resources.

On the other hand, TransUnion SmartMove is a Business & Commerce product tagged with credit-check, background-check, tenant-screening, rental-application.

Its standout features include Credit reports and scores, Criminal background checks, Eviction history checks, Tenant risk assessment, SmartMove score and report, and it shines with pros like Comprehensive tenant screening, Helps landlords make informed leasing decisions, Streamlined application process, Secure and confidential tenant information.

Feature	Equifax	TransUnion SmartMove
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

Equifax

Description: Equifax is a consumer credit reporting agency that collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide. It provides credit information and other services to creditors, employers, and consumers.

TransUnion SmartMove

Description: TransUnion SmartMove is a tenant screening service that allows landlords to check potential tenants' credit, criminal, and eviction histories to assess their risk level. It provides a SmartMove score and report to help make informed leasing decisions.

Key Features Comparison

Equifax Features

• Credit reporting and monitoring
• Identity theft protection
• Credit score analysis and tracking
• Dispute resolution assistance
• Financial education resources
• Business credit reports and monitoring

TransUnion SmartMove Features

• Credit reports and scores
• Criminal background checks
• Eviction history checks
• Tenant risk assessment
• SmartMove score and report

Pros & Cons Analysis

Equifax

Pros

• Comprehensive credit reporting and monitoring services
• Assists with identity theft protection and resolution
• Provides detailed credit analysis and insights
• Offers a range of financial education resources

Cons

• Past data breaches and security issues
• Potential inaccuracies in credit reports
• Subscription-based pricing model
• Limited control over personal credit information

TransUnion SmartMove

Pros

• Comprehensive tenant screening
• Helps landlords make informed leasing decisions
• Streamlined application process
• Secure and confidential tenant information

Cons

• Subscription-based pricing model
• Limited control over tenant data
• Potential for inaccuracies in credit and background reports

Pricing Comparison

Equifax

• Subscription-Based

TransUnion SmartMove

• Subscription-Based