Equifax

Equifax: Consumer Credit Reporting Agency

Consumer credit reporting agency providing credit information and services to creditors, employers, and consumers, covering over 800 million individuals and 88 million businesses worldwide.

What is Equifax?

Equifax is one of the three major consumer credit reporting agencies in the United States. The company, founded in 1899, maintains credit reports on over 800 million individual consumers and more than 88 million businesses worldwide. Equifax collects a wide variety of information on individuals including identification details, credit accounts, late and missed payments history, bankruptcies, hard credit inquiries, employment history, income, assets, and tax liens.

Equifax aggregates this information into comprehensive consumer credit reports. These reports are provided to lenders, employers, insurers, government agencies, and other businesses to help them evaluate the creditworthiness and financial health of individuals. Equifax also provides additional services including fraud prevention and identity verification services as well as tools to help consumers access, monitor, and improve their credit scores.

In addition to credit reports and scores for individual consumers, Equifax's commercial business lines provide business information solutions including business marketing data and analytics, economic forecasting and modeling, and specialized industry scores. The company operates in over 20 countries globally including the US, Canada, and UK.

Equifax Features

Official Links