ClearScore

ClearScore

ClearScore is a free credit score and report service based in the UK. It provides users with their credit score from Experian as well as a credit report, allowing them to understand their financial standing and eligibility for loans and credit cards.
ClearScore screenshot

ClearScore: Free Credit Score and Report

Free credit score and report service in the UK, providing users with Experian credit scores and reports to understand their financial standing and eligibility for loans and credit cards.

What is ClearScore?

ClearScore is a financial technology company that offers a free credit score and report service to consumers in the UK. Launched in 2015, ClearScore aims to help people gain control of their financial lives by giving them access to their credit information.

ClearScore's main offering is providing UK consumers with their credit score from Experian, one of the main credit reference agencies in the UK. Along with the score, ClearScore gives a breakdown of the different factors impacting the score, as well as a full Experian credit report that lists all financial accounts and their status.

In addition to the credit score and report service, ClearScore also monitors users' credit on an ongoing basis and sends alerts about any meaningful changes. The service also gives personalized recommendations on financial products like credit cards, loans, and mortgages that consumers are most likely to be approved for based on their credit profile.

ClearScore makes money through commissions when users click from their recommendations to apply or sign up for products with their financial partners. However, the core service remains completely free for consumers.

As one of the first free credit score services in the UK, ClearScore aims to give people better financial clarity and control by making credit scoring and monitoring easy to access and understand for everyone.

ClearScore Features

Features

  1. Provides free credit scores
  2. Credit report monitoring
  3. Credit improvement tips
  4. Dark web monitoring
  5. Credit simulator
  6. Credit card and loan eligibility checker

Pricing

  • Free
  • Freemium

Pros

Free service

Easy to understand credit score

Helpful credit monitoring and alerts

Useful credit improvement tips

Ability to check loan/card eligibility

Cons

Limited functionality compared to paid services

Only provides Experian credit score

Must provide personal info to sign up

Upselling of paid services

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