GratiFi vs Shift Savings

Struggling to choose between GratiFi and Shift Savings? Both products offer unique advantages, making it a tough decision.

GratiFi is a Business & Commerce solution with tags like budgeting, financial-education, financial-wellness, money-management.

It boasts features such as Budgeting tools, Financial education content, Personalized money coaching, Incentives and rewards, Bill negotiation, Debt payoff optimization, Savings goals, Spending tracking and pros including Helps improve financial literacy, Provides personalized guidance, Motivates positive financial behaviors, Easy to use budgeting and money management tools, Employer-sponsored financial wellness benefit.

On the other hand, Shift Savings is a Business & Commerce product tagged with time-tracking, employee-scheduling, overtime-tracking, labor-cost-insights.

Its standout features include Shift scheduling, Time tracking, Overtime tracking, Labor cost insights, Mobile app, Geofencing, Notifications, Reporting, Integrations, and it shines with pros like Easy to use interface, Automates scheduling and time tracking, Provides visibility into labor costs, Mobile access for employees, Integrates with other software.

Feature	GratiFi	Shift Savings
Overall Score	N/A	N/A
Primary Category	Business & Commerce	Business & Commerce

Product Overview

GratiFi

Description: GratiFi is a financial wellness platform that aims to help employees better manage their finances. It provides financial education, personalized money coaching, budget tracking tools, and incentives to motivate positive financial behaviors.

Shift Savings

Description: Shift Savings is a time and attendance software designed for businesses to easily track employee hours and schedules. It offers shift scheduling, overtime tracking, labor cost insights, and more to improve workforce visibility and cost controls.

Key Features Comparison

GratiFi Features

• Budgeting tools
• Financial education content
• Personalized money coaching
• Incentives and rewards
• Bill negotiation
• Debt payoff optimization
• Savings goals
• Spending tracking

Shift Savings Features

• Shift scheduling
• Time tracking
• Overtime tracking
• Labor cost insights
• Mobile app
• Geofencing
• Notifications
• Reporting
• Integrations

Pros & Cons Analysis

GratiFi

Pros

• Helps improve financial literacy
• Provides personalized guidance
• Motivates positive financial behaviors
• Easy to use budgeting and money management tools
• Employer-sponsored financial wellness benefit

Cons

• Limited investment/retirement planning features
• No mobile app
• Some features may require employer sponsorship
• Coaching and advice is not from certified financial planners

Shift Savings

Pros

• Easy to use interface
• Automates scheduling and time tracking
• Provides visibility into labor costs
• Mobile access for employees
• Integrates with other software

Cons

• Can be pricey for small businesses
• Limited customization options
• No facial recognition for clocking in/out

Pricing Comparison

GratiFi

• Freemium

Shift Savings

• Subscription-Based