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Microsoft 365 (Office) vs Splitwise

Professional comparison and analysis to help you choose the right software solution for your needs.

Microsoft 365 (Office) icon
Microsoft 365 (Office)
Splitwise icon
Splitwise

Microsoft 365 (Office) vs Splitwise: The Verdict

⚡ Summary:

Microsoft 365 (Office): Microsoft 365 (formerly Office 365) is a subscription service from Microsoft that includes access to popular Office apps like Word, Excel, PowerPoint, and Outlook. It also includes cloud services like OneDrive storage and Skype messaging.

Splitwise: Splitwise is a free online tool that helps groups of people share expenses and track balances owed. It allows roommates, couples, groups of friends, family members, and others to easily track shared bills, rent, vacations, event costs and more. The interface is user-friendly and it syncs across mobile and desktop.

Both tools serve their respective audiences. Compare the features, pricing, and user ratings above to determine which best fits your needs.

Last updated: May 2026 · Comparison by Sugggest Editorial Team

Feature Microsoft 365 (Office) Splitwise
Sugggest Score — —
Category Office & Productivity Online Services
Pricing Subscription —

Product Overview

Microsoft 365 (Office)
Microsoft 365 (Office)

Description: Microsoft 365 (formerly Office 365) is a subscription service from Microsoft that includes access to popular Office apps like Word, Excel, PowerPoint, and Outlook. It also includes cloud services like OneDrive storage and Skype messaging.

Type: software

Pricing: Subscription

Splitwise
Splitwise

Description: Splitwise is a free online tool that helps groups of people share expenses and track balances owed. It allows roommates, couples, groups of friends, family members, and others to easily track shared bills, rent, vacations, event costs and more. The interface is user-friendly and it syncs across mobile and desktop.

Type: software

Key Features Comparison

Microsoft 365 (Office)
Microsoft 365 (Office) Features
  • Word - Word processing software
  • Excel - Spreadsheet software
  • PowerPoint - Presentation software
  • Outlook - Email and calendar
  • OneDrive - Cloud storage
  • Teams - Team collaboration
  • SharePoint - Document management
  • Skype - Video conferencing
  • Access - Database management
  • Publisher - Desktop publishing
Splitwise
Splitwise Features
  • Track shared expenses and balances owed
  • Organize expenses into groups and categories
  • Automatic expense splitting and IOU tracking
  • Mobile and desktop apps for easy access
  • Reminders for upcoming payments
  • Expense history and reporting
  • Integrations with other financial apps

Pros & Cons Analysis

Microsoft 365 (Office)
Microsoft 365 (Office)
Pros
  • Familiar and widely used Office apps
  • Seamless cloud integration
  • Real-time collaboration capabilities
  • 1TB OneDrive storage per user
  • Accessible from any device
  • Regular updates and new features
Cons
  • Can be expensive for large organizations
  • Requires monthly/annual subscription
  • Limited customization options
  • Must have internet connection to access cloud services
  • Can have complex licensing options
Splitwise
Splitwise
Pros
  • Free to use for basic features
  • Simplifies expense tracking for groups
  • Syncs across devices for convenience
  • Intuitive and user-friendly interface
  • Supports a variety of expense types
Cons
  • Limited features in the free version
  • Requires all group members to use the app
  • No advanced budgeting or financial planning tools
  • Potential privacy concerns with shared expenses

Pricing Comparison

Microsoft 365 (Office)
Microsoft 365 (Office)
  • Subscription
Splitwise
Splitwise
  • Not listed

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Learn More About Each Product

Microsoft 365 (Office)
Microsoft 365 (Office)
Reviews, pricing & alternatives →
Splitwise
Splitwise
Reviews, pricing & alternatives →

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