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Microsoft Money vs Splitwise

Professional comparison and analysis to help you choose the right software solution for your needs.

Microsoft Money icon
Microsoft Money
Splitwise icon
Splitwise

Microsoft Money vs Splitwise: The Verdict

⚡ Summary:

Microsoft Money: Microsoft Money is a personal finance management software that was discontinued in 2009. It helped users organize finances, track spending, create budgets, manage investments, and pay bills online.

Splitwise: Splitwise is a free online tool that helps groups of people share expenses and track balances owed. It allows roommates, couples, groups of friends, family members, and others to easily track shared bills, rent, vacations, event costs and more. The interface is user-friendly and it syncs across mobile and desktop.

Both tools serve their respective audiences. Compare the features, pricing, and user ratings above to determine which best fits your needs.

Last updated: May 2026 · Comparison by Sugggest Editorial Team

Feature Microsoft Money Splitwise
Sugggest Score — —
Category Business & Commerce Online Services

Product Overview

Microsoft Money
Microsoft Money

Description: Microsoft Money is a personal finance management software that was discontinued in 2009. It helped users organize finances, track spending, create budgets, manage investments, and pay bills online.

Type: software

Splitwise
Splitwise

Description: Splitwise is a free online tool that helps groups of people share expenses and track balances owed. It allows roommates, couples, groups of friends, family members, and others to easily track shared bills, rent, vacations, event costs and more. The interface is user-friendly and it syncs across mobile and desktop.

Type: software

Key Features Comparison

Microsoft Money
Microsoft Money Features
  • Budgeting tools
  • Bill payment
  • Investment tracking
  • Bank sync
  • Reporting
  • Alerts
Splitwise
Splitwise Features
  • Track shared expenses and balances owed
  • Organize expenses into groups and categories
  • Automatic expense splitting and IOU tracking
  • Mobile and desktop apps for easy access
  • Reminders for upcoming payments
  • Expense history and reporting
  • Integrations with other financial apps

Pros & Cons Analysis

Microsoft Money
Microsoft Money
Pros
  • User friendly interface
  • Robust budgeting features
  • Online bill pay
  • Investment tracking
  • Bank sync
  • Mobile app
Cons
  • No longer supported
  • Limited export options
  • Weak debt management tools
  • Required monthly subscription
Splitwise
Splitwise
Pros
  • Free to use for basic features
  • Simplifies expense tracking for groups
  • Syncs across devices for convenience
  • Intuitive and user-friendly interface
  • Supports a variety of expense types
Cons
  • Limited features in the free version
  • Requires all group members to use the app
  • No advanced budgeting or financial planning tools
  • Potential privacy concerns with shared expenses

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Learn More About Each Product

Microsoft Money
Microsoft Money
Reviews, pricing & alternatives →
Splitwise
Splitwise
Reviews, pricing & alternatives →

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