N26 vs Starling Bank

Professional comparison and analysis to help you choose the right software solution for your needs. Compare features, pricing, pros & cons, and make an informed decision.

N26 icon
N26
Starling Bank icon
Starling Bank

Expert Analysis & Comparison

Struggling to choose between N26 and Starling Bank? Both products offer unique advantages, making it a tough decision.

N26 is a Business & Commerce solution with tags like mobile-banking, budgeting, money-management.

It boasts features such as Mobile banking app, Free bank account with no monthly fees, Debit Mastercard included, Free ATM withdrawals worldwide, Money transfers and direct deposits, Budgeting and expense tracking tools, Spaces for saving goals, Overdraft up to €200, Travel and mobile insurance, English, German, Spanish, French and Italian support and pros including Easy to use mobile interface, No monthly fees or minimum balance, Free ATM withdrawals worldwide, Good budgeting and tracking tools, Easy money transfers, Travel and mobile insurance included, Supports many languages.

On the other hand, Starling Bank is a Business & Commerce product tagged with banking, finance, mobile-banking, online-banking.

Its standout features include Current accounts with no monthly fees, Overdrafts with no hidden fees, Savings accounts with competitive interest rates, Joint accounts, Business accounts, In-app budgeting tools, Ability to freeze/unfreeze card anytime, Fast account switching service, Integrations with accounting software, Supports Apple Pay, Google Pay, Samsung Pay, and it shines with pros like No monthly account fees, Low cost overdrafts, Great interest rates on savings, Innovative budgeting features, Top-rated mobile app, Fast customer service.

To help you make an informed decision, we've compiled a comprehensive comparison of these two products, delving into their features, pros, cons, pricing, and more. Get ready to explore the nuances that set them apart and determine which one is the perfect fit for your requirements.

Why Compare N26 and Starling Bank?

When evaluating N26 versus Starling Bank, both solutions serve different needs within the business & commerce ecosystem. This comparison helps determine which solution aligns with your specific requirements and technical approach.

Market Position & Industry Recognition

N26 and Starling Bank have established themselves in the business & commerce market. Key areas include mobile-banking, budgeting, money-management.

Technical Architecture & Implementation

The architectural differences between N26 and Starling Bank significantly impact implementation and maintenance approaches. Related technologies include mobile-banking, budgeting, money-management.

Integration & Ecosystem

Both solutions integrate with various tools and platforms. Common integration points include mobile-banking, budgeting and banking, finance.

Decision Framework

Consider your technical requirements, team expertise, and integration needs when choosing between N26 and Starling Bank. You might also explore mobile-banking, budgeting, money-management for alternative approaches.

Feature N26 Starling Bank
Overall Score N/A N/A
Primary Category Business & Commerce Business & Commerce
Target Users Developers, QA Engineers QA Teams, Non-technical Users
Deployment Self-hosted, Cloud Cloud-based, SaaS
Learning Curve Moderate to Steep Easy to Moderate

Product Overview

N26
N26

Description: N26 is a mobile bank that offers a free account with no hidden fees. It allows users to manage their finances, transfer money instantly, withdraw cash for free worldwide, and has budgeting tools and financial insights.

Type: Open Source Test Automation Framework

Founded: 2011

Primary Use: Mobile app testing automation

Supported Platforms: iOS, Android, Windows

Starling Bank
Starling Bank

Description: Starling Bank is an online-only, mobile-based bank founded in 2014 and headquartered in London, UK. It offers current accounts with no monthly fees and overdraft charges, as well as business accounts, joint accounts, savings accounts, budgeting tools, and more.

Type: Cloud-based Test Automation Platform

Founded: 2015

Primary Use: Web, mobile, and API testing

Supported Platforms: Web, iOS, Android, API

Key Features Comparison

N26
N26 Features
  • Mobile banking app
  • Free bank account with no monthly fees
  • Debit Mastercard included
  • Free ATM withdrawals worldwide
  • Money transfers and direct deposits
  • Budgeting and expense tracking tools
  • Spaces for saving goals
  • Overdraft up to €200
  • Travel and mobile insurance
  • English, German, Spanish, French and Italian support
Starling Bank
Starling Bank Features
  • Current accounts with no monthly fees
  • Overdrafts with no hidden fees
  • Savings accounts with competitive interest rates
  • Joint accounts
  • Business accounts
  • In-app budgeting tools
  • Ability to freeze/unfreeze card anytime
  • Fast account switching service
  • Integrations with accounting software
  • Supports Apple Pay, Google Pay, Samsung Pay

Pros & Cons Analysis

N26
N26
Pros
  • Easy to use mobile interface
  • No monthly fees or minimum balance
  • Free ATM withdrawals worldwide
  • Good budgeting and tracking tools
  • Easy money transfers
  • Travel and mobile insurance included
  • Supports many languages
Cons
  • No physical branches
  • Limited customer service options
  • No check deposits
  • No joint accounts
  • €200 overdraft limit
  • Limited to euro accounts
  • Not available in all countries
Starling Bank
Starling Bank
Pros
  • No monthly account fees
  • Low cost overdrafts
  • Great interest rates on savings
  • Innovative budgeting features
  • Top-rated mobile app
  • Fast customer service
Cons
  • Limited branch access
  • No cash deposits
  • Limited account types

Pricing Comparison

N26
N26
  • Free
  • Freemium
Starling Bank
Starling Bank
  • Freemium

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