Banktivity

Banktivity

Banktivity is a personal finance and budgeting software for Mac users. It allows you to track bank accounts, income, spending, investments, and net worth. Key features include online banking connectivity, customizable reports and budgets, calendar-based transaction entry, and rob
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Banktivity: Personal Finance Budgeting for Mac

Banktivity offers personal finance tracking, budgeting, and investment management for Mac users, with features like online banking connectivity, customizable reports, and robust security.

What is Banktivity?

Banktivity is a feature-rich personal finance software designed specifically for Mac users. First released in 2008, Banktivity aims to be an all-in-one solution for tracking finances and budgeting.

Key features of Banktivity include:

  • Connect to over 14,000 financial institutions to automatically download transactions
  • Set budgets and track spending across multiple categories and accounts
  • Generate detailed reports on net worth, cash flow, taxable income, spending by category, and more
  • Schedule recurring transactions like paychecks, bills, and transfers
  • Forecast and model future account balances based on scheduled transactions
  • Calendar-based transaction entry interface
  • Bank-level security featuring 256-bit AES encryption

Banktivity excels in the details. It offers very granular subcategories, tags, memos, and payees to track every aspect of your finances. Customizable reports provide transparency into past spending and forecasts of future account balances.

While only available for Mac and iOS, Banktivity is designed specifically for Apple users. With a native Mac app instead of a web app, it feels right at home on macOS. Banktivity also syncs seamlessly to the Banktivity iOS mobile app via iCloud.

Banktivity Features

Features

  1. Online banking connectivity
  2. Customizable reports and budgets
  3. Calendar-based transaction entry
  4. Track income and spending
  5. Track bank accounts and investments
  6. Track net worth
  7. Robust security

Pricing

  • One-time Purchase

Pros

User-friendly interface

Powerful reporting and budgeting tools

Direct connectivity to many financial institutions

Strong encryption and security

Good customer support

Cons

Expensive compared to other options

Limited mobile app

No Windows version


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