BillMonk

BillMonk

BillMonk is a free online application that allows roommates, couples, or friends to easily split shared bills and expenses. It tracks who owes what to whom over time, avoiding awkward conversations and simplifying shared finances.
bills expenses roommates couples friends finances

BillMonk: Online Bill Splitter for Roommates

Free online application to split shared bills and expenses, track debts, and simplify shared finances among roommates, couples, or friends.

What is BillMonk?

BillMonk is a free web and mobile application designed to simplify the process of sharing expenses between roommates, couples, friends, and family members. It allows users to easily track shared bills, rents, utilities, trips, dinners, and other expenses over time to determine who owes what to whom.

Some key features of BillMonk include:

  • Ability for multiple users to join a shared group and add expenses
  • Upload receipts and track expenses from credit cards or bank accounts
  • Settle up balances and see exactly who owes who money
  • Receive reminders when money is owed
  • Pay friends directly with integrated peer-to-peer payments
  • Available as a website, iOS app, and Android app

BillMonk aims to eliminate money awkwardness between friends and family members. By tracking all shared expenses and balances over time, it provides an up-to-date view of who owes who money so that you don't have to deal with the headache of tallying everything yourself or having uncomfortable conversations about money owed.

The service is completely free and does not take a cut of payments between users. BillMonk makes money from referral fees when users pay each other through integrated payment services.

BillMonk Features

Features

  1. Split bills and expenses
  2. Track shared purchases
  3. Settle up easily
  4. Automatic reminders
  5. Secure and private
  6. Mobile app
  7. Simple and intuitive
  8. Syncs across devices

Pricing

  • Freemium

Pros

Free to use

Easy to get started

Great for roommates and couples

Tracks expenses over time

Simplifies shared finances

Avoids money arguments

Cons

Limited features compared to paid options

Mobile app could be better

Some users want more customization

Only available in US and Canada

Official Links


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