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Excel Online vs Splitwise

Professional comparison and analysis to help you choose the right software solution for your needs.

Excel Online icon
Excel Online
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Splitwise

Excel Online vs Splitwise: The Verdict

Last updated: May 2026 · Comparison by Sugggest Editorial Team

Feature Excel Online Splitwise
Sugggest Score — —
Category Office & Productivity Online Services
Pricing Freemium —

Product Overview

Excel Online
Excel Online

Description: Excel Online is the web-based version of Microsoft Excel that allows users to view, edit, and share Excel documents directly in a web browser. It provides core Excel features like formatting, calculations, and basic charting capabilities for free with an Office 365 subscription.

Type: software

Pricing: Freemium

Splitwise
Splitwise

Description: Splitwise is a free online tool that helps groups of people share expenses and track balances owed. It allows roommates, couples, groups of friends, family members, and others to easily track shared bills, rent, vacations, event costs and more. The interface is user-friendly and it syncs across mobile and desktop.

Type: software

Key Features Comparison

Excel Online
Excel Online Features
  • Online editing and viewing of Excel spreadsheets
  • Real-time co-authoring
  • Access Excel files from anywhere with an internet connection
  • Basic Excel features like formatting, calculations, charts
  • Integration with OneDrive for cloud storage and sharing
Splitwise
Splitwise Features
  • Track shared expenses and balances owed
  • Organize expenses into groups and categories
  • Automatic expense splitting and IOU tracking
  • Mobile and desktop apps for easy access
  • Reminders for upcoming payments
  • Expense history and reporting
  • Integrations with other financial apps

Pros & Cons Analysis

Excel Online
Excel Online
Pros
  • Free with Office 365 subscription
  • Access files anywhere
  • Real-time collaboration
  • No need to install full Excel application
  • Lightweight alternative to desktop Excel
Cons
  • Lacks some advanced Excel features like macros, add-ins
  • Formatting limitations
  • Slower performance than desktop Excel
  • Requires internet connection
  • File size limits for editing
Splitwise
Splitwise
Pros
  • Free to use for basic features
  • Simplifies expense tracking for groups
  • Syncs across devices for convenience
  • Intuitive and user-friendly interface
  • Supports a variety of expense types
Cons
  • Limited features in the free version
  • Requires all group members to use the app
  • No advanced budgeting or financial planning tools
  • Potential privacy concerns with shared expenses

Pricing Comparison

Excel Online
Excel Online
  • Freemium
Splitwise
Splitwise
  • Not listed

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Learn More About Each Product

Excel Online
Excel Online
Reviews, pricing & alternatives →
Splitwise
Splitwise
Reviews, pricing & alternatives →

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