22seven

22seven

22seven is a personal finance management app that connects to your bank accounts and credit cards to automatically track your spending and create financial reports. It categorizes transactions and allows you to set budgets and track investments.
22seven image
finance budgeting spending-tracking financial-reporting

22seven: Personal Finance Management App

Personal finance management app automatically tracks spending, creates financial reports, and categorizes transactions to help you set budgets and track investments.

What is 22seven?

22seven is a personal finance app designed to help users manage their money and reach their financial goals. It connects to your existing bank accounts, credit cards, and investment accounts to aggregate all of your financial information in one place.

Some key features of 22seven include:

  • Automatic transaction categorization and tagging using AI, eliminating manual data entry
  • Customizable budgets and spending targets
  • Automated net worth tracking over time
  • Spending and cash flow reports to visualize where your money goes
  • Investment tracking and performance analysis
  • Secure bank-level 256-bit encryption to protect data
  • Available as a web app and mobile app for iOS and Android

The goal of 22seven is to save users time on routine money management so they can focus on the big picture - reaching their long-term financial goals. By centralizing financial data and offering insights through interactive reports, 22seven aims to promote better financial habits and decision making.

It has primarily targeted the South African market since its launch, but has expanded with versions for other countries as well. The app is free for basic usage, but a premium subscription unlocks advanced features like custom tags, multiple currencies, unlimited account connections, and more in-depth investment portfolio analysis.

22seven Features

Features

  1. Connects to bank accounts and credit cards to automatically track spending
  2. Categorizes transactions and creates spending reports
  3. Allows setting budgets and tracking investments
  4. Provides insights into spending habits

Pricing

  • Freemium

Pros

Automates expense and budget tracking

Helps identify spending patterns and habits

Easy to set up and use

Syncs transactions and data across devices

Cons

May require handing over sensitive financial data

Limited customization options

Requires consistent syncing to keep data updated

Only available in certain countries


The Best 22seven Alternatives

Top Business & Commerce and Personal Finance and other similar apps like 22seven


GnuCash icon

GnuCash

GnuCash is a powerful, free, open-source double-entry accounting software for tracking personal finances. First released in 1998, it is one of the oldest open-source accounting software available.Some key features of GnuCash include:Tracking different bank, investment, loan, cash and asset accountsManage recurring income, expenses and transfersSupport for stocks, bonds and mutual...
GnuCash image
You Need A Budget icon

You Need A Budget

You Need A Budget (YNAB) is a web and mobile personal budgeting application designed to help users gain complete control of their finances through envelope-style budgeting methods. YNAB aims to change users' money habits and behaviors for the better through four key rules - give every dollar a job, embrace...
You Need A Budget image
Quicken icon

Quicken

Quicken is a popular personal finance and money management software application developed by Intuit. It has been available since the early 1990s and has a long history of helping individuals and households track their spending, create budgets, manage bills, investments, loans, and more.Some of the key features of Quicken include:Connecting...
Quicken image
HomeBank icon

HomeBank

HomeBank is a cross-platform, open source personal finance manager designed for home use to track personal income and expenses. First released in 2004, HomeBank aims to provide an intuitive interface and powerful, yet easy-to-use features to help individuals and families manage their personal finances.Key features of HomeBank include:Transaction management -...
HomeBank image
Money Manager Ex icon

Money Manager Ex

Money Manager Ex (MMEX) is an easy-to-use, multi-platform personal finance software built specifically to track daily expenses and income, create and manage budgets, organize accounts, and generate detailed financial reports. As an open-source application, MMEX is available free of cost for Windows, Mac, and Linux operating systems.MMEX provides an intuitive...
Money Manager Ex image
MoneyWiz icon

MoneyWiz

MoneyWiz is a personal finance and budgeting application available on multiple platforms including iOS, Android, macOS, and Windows. It allows users to track income, spending, budgets, investments, debts, and net worth.Key features of MoneyWiz include:Intuitive interface for managing multiple bank, credit, cash, and investment accountsPowerful budgeting tools with customizable categories...
MoneyWiz image
Qube Money icon

Qube Money

Qube Money is a personal finance and budgeting app designed to help users take control of their spending and saving habits. With an easy-to-use interface, Qube Money allows users to connect bank accounts and credit cards to automatically track income and expenses.Key features of Qube Money include:Spending tracking - Automatically...
Qube Money image
MoneyWallet icon

MoneyWallet

MoneyWallet is a feature-rich yet easy-to-use personal finance app for managing one's money across platforms. With its clean and intuitive interface, users can easily track income and spending, create budgets, set savings goals, follow investment performance, and monitor net worth over time.Key features include:Income and spending tracking with automatic categorization...
MoneyWallet image
Buxfer icon

Buxfer

Buxfer is a popular free online money management and budget tracking software. It provides users with a simple yet powerful way to aggregate, track, analyze, and share their financial accounts and transactions data.Some of the key features of Buxfer include:Securely connect unlimited bank, credit, debit, investment, and other accounts.Automatic transaction...
Buxfer image