AirTM

AirTM

AirTM is a peer-to-peer payment platform that allows people to send money internationally. It aims to provide accessible financial services to underbanked populations.
AirTM image
p2p international-money-transfer remittances underbanked

AirTM: Peer-to-Peer International Money Transfer

Discover AirTM, a P2P payment platform offering accessible financial services for international money transfers, catering to underbanked populations.

What is AirTM?

AirTM is a financial services platform founded in 2015 that focuses on providing accessible money transfer and payment solutions to underbanked populations around the world. It operates as a peer-to-peer payment network that allows users to send, receive, and exchange currencies using several payment methods.

One of the key features of AirTM is that it facilitates international money transfers and currency exchange using mid-market rates with low fees. This allows users to avoid the often high fees and unfavorable exchange rates charged by traditional remittance and foreign exchange services.

In addition, AirTM offers a digital wallet linked to a user's bank account, debit card, or credit card which can be used to make payments and store balances in various currencies. It also issues virtual debit cards that users can utilize for online transactions.

AirTM markets itself as an alternative financial ecosystem aimed at providing essential financial services to freelancers, remote workers, travelers and those without access to traditional banking infrastructure. It has a particular focus on enabling online money transfers and payments in developing countries in Latin America, Eastern Europe and Africa.

AirTM Features

Features

  1. Peer-to-peer money transfer
  2. Currency exchange
  3. Mobile app
  4. Virtual wallet
  5. Buy and sell cryptocurrencies
  6. Earn interest on deposits

Pricing

  • Freemium

Pros

Low fees

Wide range of supported currencies

Easy to use interface

Accessible financial services for underbanked

Can earn interest

Cons

Limited payment options

Identity verification required

Not available worldwide

Cryptocurrency volatility

Potential for scams


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