OneUnited Bank

OneUnited Bank: FDIC Insured Banking Services for Urban Communities

OneUnited Bank offers lending, checking, and saving products tailored for urban communities, providing financial services and education to help underserved communities build wealth.

What is OneUnited Bank?

OneUnited Bank is an FDIC insured commercial bank that focuses on serving urban communities across the United States. Established in 1994, it is the largest Black-owned bank and first online-only Black-owned bank in the country.

OneUnited offers a range of financial products tailored for the specific needs of urban communities, including checking accounts, savings accounts, consumer loans, small business loans, mortgages, and more. Their services aim to foster financial inclusion and empowerment as well as build wealth within urban communities.

A key part of OneUnited's mission is providing financial education and promoting financial literacy among urban youth and adults. They offer workshops focused on topics like credit management, home ownership, and investing for the future. The bank also uses its platform to advocate for policy and systemic changes to address economic inequities.

While OneUnited has branch locations in key states like Massachusetts, Florida, and California, customers across the entire US can bank online and take advantage of mobile apps for remote deposit, peer-to-peer payments, budgeting, and more. OneUnited continues to leverage technology to increase convenience and accessibility of services.

OneUnited Bank Features

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