What is PayPal Here?
PayPal Here is a mobile point-of-sale solution developed by PayPal to help small businesses, mobile vendors, and entrepreneurs accept credit and debit card payments using a smartphone or tablet. It includes an easy-to-use app and a small card reader that plugs into the headphone jack or charging port of an iOS or Android device.
With PayPal Here, businesses can accept Visa, Mastercard, American Express, and Discover card payments in-person via the card reader. The app allows merchants to charge various amounts, add tips, split payments, and email digital receipts to customers. It also includes tools for tracking sales and managing invoices.
Some key features of PayPal Here include:
- Mobile card reader accepts chip, swipe, and contactless payments
- Payment acceptance with just an email address and linked bank account or debit card
- Free app available for iOS and Android phones & tablets
- Accept payments anywhere with cellular or WiFi connection
- Flat 2.7% transaction rate for swiped payments
- Securely stores customer details for quick repeating sales
- Provides sales analytics and reporting
PayPal Here competes with other mobile POS systems and payments processors like Square, Venmo, Toast, and QuickBooks. It's an affordable, user-friendly product useful for food trucks, trade shows, market sellers, and other mobile and small businesses needing to collect card payments in-person.